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Cost & ROI · 2026

Is Heritage Bible College worth it?

Pay $18,684/yr after aid. Graduates earn a median of $30,672 ten years out — about 1.6× the annual cost. EduGradify value grade: D.

Net price $18,684 per year, after aid
Earnings 10y $30,672 median, post-enrollment
D Top 90% Exceptional Investment

The ROI math, in 30 seconds

$18,684 × 4 years = $74,736 total cost
$30,672 / year earned 10 years after enrolling
=
4.10 ROI score Grade D · Top 90% value

Benchmarks

Heritage Bible College vs North Carolina avg vs national avg

How this school stacks up against the typical North Carolina college and the typical US college.

Metric Heritage Bible College North Carolina avg National avg
Avg net price $18,684 $15,844 $18,467
Median earnings 10y $30,672 $44,299 $50,834
Median debt $21,832 $19,694
Graduation rate 47.2% 49.9%
Acceptance rate 67.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$17,274 per year
$30k – $48k Lower-middle
$20,095 per year
$48k – $75k Middle
per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $18,684 2026–2027
Year 2 $19,245 2027–2028
Year 3 $19,822 2028–2029
Year 4 $20,417 2029–2030
4-year total $78,168 net of expected aid

Sticker price (without aid) would run roughly $99,472 over four years. Most students get $6,184/yr in grants and scholarships.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Heritage Bible College grad earns about -$573,120 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$14,328 vs HS-only median
Career-long boost -$573,120 40-year horizon, today's dollars
Net of 4-year cost -$647,856 after paying $74,736 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Heritage Bible College

The average student at Heritage Bible College pays $18,684 a year after grants and scholarships, against a $24,868 published sticker price. That is above the NC average net price of $15,844.

Ten years after entry, graduates earn a median of $30,672 — below the NC median of $44,299. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Smart alternatives

Cheaper North Carolina colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Heritage Bible College.

Frequently asked

Cost & ROI questions

What is the net price at Heritage Bible College?

The average net price — what students actually pay after grants and scholarships — is $18,684 per year. That's $6,184/yr in financial aid against the $24,868 sticker price. Over four years, that adds up to roughly $74,736.

How much do Heritage Bible College graduates earn?

Ten years after enrolling, Heritage Bible College graduates earn a median of $30,672 per year — below the national average of $50,834. That's about 1.6× the annual net cost.

Is Heritage Bible College worth the cost?

EduGradify assigns Heritage Bible College a value grade of D — top 90% on real ROI nationally. The math: pay $18,684/yr, earn $30,672/yr ten years out, ROI score of 4.10. Exceptional Investment.

What financial aid is available at Heritage Bible College?

54.6% of students receive federal Pell Grants (need-based federal aid). 75.8% take federal student loans. On average, students get $6,184 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Heritage Bible College?

In-state tuition is $8,688 per year. Out-of-state tuition is $8,688 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Heritage Bible College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $17,274. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →