Cost & ROI · 2026
Is Hellenic College-Holy Cross Greek Orthodox School of Theology worth it?
Pay $25,203/yr after aid. Graduates earn a median of $51,724 ten years out — about 2.1× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
Hellenic College-Holy Cross Greek Orthodox School of Theology vs Massachusetts avg vs national avg
How this school stacks up against the typical Massachusetts college and the typical US college.
| Metric | Hellenic College-Holy Cross Greek Orthodox School of Theology | Massachusetts avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $25,203 | $23,837 | $18,467 |
| Median earnings 10y | ▲ $51,724 | $62,779 | $50,834 |
| Median debt | ▼ $21,500 | $20,935 | $19,694 |
| Graduation rate | ▼ 44.4% | 58.5% | 49.9% |
| Acceptance rate | ▲ 79.6% | 61.1% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $165,128 over four years. Most students get $16,079/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $21,500 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 42% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Hellenic College-Holy Cross Greek Orthodox School of Theology grad earns about $268,960 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Hellenic College-Holy Cross Greek Orthodox School of Theology
The average student at Hellenic College-Holy Cross Greek Orthodox School of Theology pays $25,203 a year after grants and scholarships, against a $41,282 published sticker price. That is above the MA average net price of $23,837.
Ten years after entry, graduates earn a median of $51,724 — below the MA median of $62,779. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $21,500, roughly $233 a month on a standard ten-year plan — a moderate load at about 42% of one year's median earnings.
Smart alternatives
Cheaper Massachusetts colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Hellenic College-Holy Cross Greek Orthodox School of Theology.
Cambridge, MA · Private Non-Profit Massachusetts Institute of Technology A+ Frequently asked
Cost & ROI questions
What is the net price at Hellenic College-Holy Cross Greek Orthodox School of Theology?
The average net price — what students actually pay after grants and scholarships — is $25,203 per year. That's $16,079/yr in financial aid against the $41,282 sticker price. Over four years, that adds up to roughly $100,812.
How much do Hellenic College-Holy Cross Greek Orthodox School of Theology graduates earn?
Ten years after enrolling, Hellenic College-Holy Cross Greek Orthodox School of Theology graduates earn a median of $51,724 per year — above the national average of $50,834. That's about 2.1× the annual net cost.
How much debt do Hellenic College-Holy Cross Greek Orthodox School of Theology graduates take on?
Median federal loan debt at graduation is $21,500 — about $233/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 37.9% of students take federal loans.
Is Hellenic College-Holy Cross Greek Orthodox School of Theology worth the cost?
EduGradify assigns Hellenic College-Holy Cross Greek Orthodox School of Theology a value grade of D — top 79% on real ROI nationally. The math: pay $25,203/yr, earn $51,724/yr ten years out, ROI score of 5.13. Exceptional Investment.
What financial aid is available at Hellenic College-Holy Cross Greek Orthodox School of Theology?
24.2% of students receive federal Pell Grants (need-based federal aid). 37.9% take federal student loans. On average, students get $16,079 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Hellenic College-Holy Cross Greek Orthodox School of Theology?
In-state tuition is $22,490 per year. Out-of-state tuition is $22,490 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Hellenic College-Holy Cross Greek Orthodox School of Theology?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $24,953. Students from families earning over $110k pay about $29,993. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →