Cost & ROI · 2026
Is Graceland University-Lamoni worth it?
Pay $18,504/yr after aid. Graduates earn a median of $47,361 ten years out — about 2.6× the annual cost. EduGradify value grade: C.
The ROI math, in 30 seconds
Benchmarks
Graceland University-Lamoni vs Iowa avg vs national avg
How this school stacks up against the typical Iowa college and the typical US college.
| Metric | Graceland University-Lamoni | Iowa avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $18,504 | $19,543 | $18,467 |
| Median earnings 10y | ▼ $47,361 | $51,897 | $50,834 |
| Median debt | ▼ $21,212 | $19,991 | $19,694 |
| Graduation rate | ▼ 42% | 56.6% | 49.9% |
| Acceptance rate | ▲ 80.8% | 78.4% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $193,176 over four years. Most students get $29,790/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $21,212 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 45% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Graceland University-Lamoni grad earns about $94,440 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Graceland University-Lamoni
The average student at Graceland University-Lamoni pays $18,504 a year after grants and scholarships, against a $48,294 published sticker price. That is below the IA average net price of $19,543.
Ten years after entry, graduates earn a median of $47,361 — below the IA median of $51,897. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $21,212, roughly $230 a month on a standard ten-year plan — a moderate load at about 45% of one year's median earnings.
Smart alternatives
Cheaper Iowa colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Graceland University-Lamoni.
Frequently asked
Cost & ROI questions
What is the net price at Graceland University-Lamoni?
The average net price — what students actually pay after grants and scholarships — is $18,504 per year. That's $29,790/yr in financial aid against the $48,294 sticker price. Over four years, that adds up to roughly $74,016.
How much do Graceland University-Lamoni graduates earn?
Ten years after enrolling, Graceland University-Lamoni graduates earn a median of $47,361 per year — below the national average of $50,834. That's about 2.6× the annual net cost.
How much debt do Graceland University-Lamoni graduates take on?
Median federal loan debt at graduation is $21,212 — about $230/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 77.6% of students take federal loans.
Is Graceland University-Lamoni worth the cost?
EduGradify assigns Graceland University-Lamoni a value grade of C — top 62% on real ROI nationally. The math: pay $18,504/yr, earn $47,361/yr ten years out, ROI score of 6.40. Exceptional Investment.
What financial aid is available at Graceland University-Lamoni?
49.2% of students receive federal Pell Grants (need-based federal aid). 77.6% take federal student loans. On average, students get $29,790 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Graceland University-Lamoni?
In-state tuition is $20,950 per year. Out-of-state tuition is $20,950 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Graceland University-Lamoni?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $15,875. Students from families earning over $110k pay about $21,560. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →