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Cost & ROI · 2026

Is Georgia College & State University worth it?

Pay $20,686/yr after aid. Graduates earn a median of $58,140 ten years out — about 2.8× the annual cost. EduGradify value grade: C.

Net price $20,686 per year, after aid
Earnings 10y $58,140 median, post-enrollment
Median debt $22,250 ≈ $241/mo
C Top 55% Exceptional Investment

The ROI math, in 30 seconds

$20,686 × 4 years = $82,744 total cost
$58,140 / year earned 10 years after enrolling
=
7.03 ROI score Grade C · Top 55% value

Benchmarks

Georgia College & State University vs Georgia avg vs national avg

How this school stacks up against the typical Georgia college and the typical US college.

Metric Georgia College & State University Georgia avg National avg
Avg net price $20,686 $19,612 $18,467
Median earnings 10y $58,140 $47,471 $50,834
Median debt $22,250 $21,977 $19,694
Graduation rate 63.6% 42.1% 49.9%
Acceptance rate 78.2% 70.9% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$15,396 per year
$30k – $48k Lower-middle
$16,772 per year
$48k – $75k Middle
$19,179 per year
$75k – $110k Upper-middle
$22,294 per year
$110k+ High income
$23,216 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $20,686 2026–2027
Year 2 $21,307 2027–2028
Year 3 $21,946 2028–2029
Year 4 $22,604 2029–2030
4-year total $86,543 net of expected aid

Sticker price (without aid) would run roughly $121,032 over four years. Most students get $9,572/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $22,250 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $241/mo Total paid: $28,920
15-year extended $182/mo Total paid: $32,760
20-year extended $153/mo Total paid: $36,720

Debt-to-earnings: 38% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Georgia College & State University grad earns about $525,600 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$13,140 vs HS-only median
Career-long boost $525,600 40-year horizon, today's dollars
Net of 4-year cost $442,856 after paying $82,744 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Georgia College & State University

The average student at Georgia College & State University pays $20,686 a year after grants and scholarships, against a $30,258 published sticker price. That is above the GA average net price of $19,612.

Ten years after entry, graduates earn a median of $58,140 — above the GA median of $47,471. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $22,250, roughly $241 a month on a standard ten-year plan — a manageable load at about 38% of one year's median earnings.

Smart alternatives

Cheaper Georgia colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Georgia College & State University.

Frequently asked

Cost & ROI questions

What is the net price at Georgia College & State University?

The average net price — what students actually pay after grants and scholarships — is $20,686 per year. That's $9,572/yr in financial aid against the $30,258 sticker price. Over four years, that adds up to roughly $82,744.

How much do Georgia College & State University graduates earn?

Ten years after enrolling, Georgia College & State University graduates earn a median of $58,140 per year — above the national average of $50,834. That's about 2.8× the annual net cost.

How much debt do Georgia College & State University graduates take on?

Median federal loan debt at graduation is $22,250 — about $241/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 34.3% of students take federal loans.

Is Georgia College & State University worth the cost?

EduGradify assigns Georgia College & State University a value grade of C — top 55% on real ROI nationally. The math: pay $20,686/yr, earn $58,140/yr ten years out, ROI score of 7.03. Exceptional Investment.

What financial aid is available at Georgia College & State University?

17.6% of students receive federal Pell Grants (need-based federal aid). 34.3% take federal student loans. On average, students get $9,572 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Georgia College & State University?

In-state tuition is $9,186 per year. Out-of-state tuition is $29,512 per year — a difference of $20,326/yr or $81,304 over four years.

How does net price change with family income at Georgia College & State University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $15,396. Students from families earning over $110k pay about $23,216. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →