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Cost & ROI · 2026

Is Galen College of Nursing-ARH worth it?

Pay $21,164/yr after aid. Graduates earn a median of $61,480 ten years out — about 2.9× the annual cost. EduGradify value grade: C.

Net price $21,164 per year, after aid
Earnings 10y $61,480 median, post-enrollment
Median debt $24,166 ≈ $262/mo
C Top 52% Exceptional Investment

The ROI math, in 30 seconds

$21,164 × 4 years = $84,656 total cost
$61,480 / year earned 10 years after enrolling
=
7.26 ROI score Grade C · Top 52% value

Benchmarks

Galen College of Nursing-ARH vs Kentucky avg vs national avg

How this school stacks up against the typical Kentucky college and the typical US college.

Metric Galen College of Nursing-ARH Kentucky avg National avg
Avg net price $21,164 $17,488 $18,467
Median earnings 10y $61,480 $46,109 $50,834
Median debt $24,166 $22,146 $19,694
Graduation rate 62.8% 52% 49.9%
Acceptance rate 77.6% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$22,159 per year
$30k – $48k Lower-middle
$19,327 per year
$48k – $75k Middle
$16,628 per year
$75k – $110k Upper-middle
$22,001 per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $21,164 2026–2027
Year 2 $21,799 2027–2028
Year 3 $22,453 2028–2029
Year 4 $23,126 2029–2030
4-year total $88,542 net of expected aid

Sticker price (without aid) would run roughly $139,204 over four years. Most students get $13,637/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $24,166 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $262/mo Total paid: $31,440
15-year extended $197/mo Total paid: $35,460
20-year extended $166/mo Total paid: $39,840

Debt-to-earnings: 39% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Galen College of Nursing-ARH grad earns about $659,200 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$16,480 vs HS-only median
Career-long boost $659,200 40-year horizon, today's dollars
Net of 4-year cost $574,544 after paying $84,656 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Galen College of Nursing-ARH

The average student at Galen College of Nursing-ARH pays $21,164 a year after grants and scholarships, against a $34,801 published sticker price. That is above the KY average net price of $17,488.

Ten years after entry, graduates earn a median of $61,480 — above the KY median of $46,109. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $24,166, roughly $262 a month on a standard ten-year plan — a manageable load at about 39% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Galen College of Nursing-ARH?

The average net price — what students actually pay after grants and scholarships — is $21,164 per year. That's $13,637/yr in financial aid against the $34,801 sticker price. Over four years, that adds up to roughly $84,656.

How much do Galen College of Nursing-ARH graduates earn?

Ten years after enrolling, Galen College of Nursing-ARH graduates earn a median of $61,480 per year — above the national average of $50,834. That's about 2.9× the annual net cost.

How much debt do Galen College of Nursing-ARH graduates take on?

Median federal loan debt at graduation is $24,166 — about $262/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 92% of students take federal loans.

Is Galen College of Nursing-ARH worth the cost?

EduGradify assigns Galen College of Nursing-ARH a value grade of C — top 52% on real ROI nationally. The math: pay $21,164/yr, earn $61,480/yr ten years out, ROI score of 7.26. Exceptional Investment.

What financial aid is available at Galen College of Nursing-ARH?

77.6% of students receive federal Pell Grants (need-based federal aid). 92% take federal student loans. On average, students get $13,637 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Galen College of Nursing-ARH?

In-state tuition is $16,364 per year. Out-of-state tuition is $16,364 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Galen College of Nursing-ARH?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $22,159. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →