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Cost & ROI · 2026

Is Fordham University worth it?

Pay $44,338/yr after aid. Graduates earn a median of $85,569 ten years out — about 1.9× the annual cost. EduGradify value grade: D.

Net price $44,338 per year, after aid
Earnings 10y $85,569 median, post-enrollment
Median debt $24,300 ≈ $264/mo
D Top 83% Exceptional Investment

The ROI math, in 30 seconds

$44,338 × 4 years = $177,352 total cost
$85,569 / year earned 10 years after enrolling
=
4.82 ROI score Grade D · Top 83% value

Benchmarks

Fordham University vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric Fordham University New York avg National avg
Avg net price $44,338 $20,287 $18,467
Median earnings 10y $85,569 $56,137 $50,834
Median debt $24,300 $18,844 $19,694
Graduation rate 81.9% 54.3% 49.9%
Acceptance rate 59.3% 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$32,474 per year
$30k – $48k Lower-middle
$31,657 per year
$48k – $75k Middle
$37,313 per year
$75k – $110k Upper-middle
$42,030 per year
$110k+ High income
$52,228 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $44,338 2026–2027
Year 2 $45,668 2027–2028
Year 3 $47,038 2028–2029
Year 4 $48,449 2029–2030
4-year total $185,493 net of expected aid

Sticker price (without aid) would run roughly $331,048 over four years. Most students get $38,424/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $24,300 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $264/mo Total paid: $31,680
15-year extended $199/mo Total paid: $35,820
20-year extended $167/mo Total paid: $40,080

Debt-to-earnings: 28% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Fordham University grad earns about $1,622,760 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$40,569 vs HS-only median
Career-long boost $1,622,760 40-year horizon, today's dollars
Net of 4-year cost $1,445,408 after paying $177,352 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Fordham University

The average student at Fordham University pays $44,338 a year after grants and scholarships, against a $82,762 published sticker price. That is above the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $85,569 — above the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $24,300, roughly $264 a month on a standard ten-year plan — a manageable load at about 28% of one year's median earnings.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Fordham University.

Frequently asked

Cost & ROI questions

What is the net price at Fordham University?

The average net price — what students actually pay after grants and scholarships — is $44,338 per year. That's $38,424/yr in financial aid against the $82,762 sticker price. Over four years, that adds up to roughly $177,352.

How much do Fordham University graduates earn?

Ten years after enrolling, Fordham University graduates earn a median of $85,569 per year — above the national average of $50,834. That's about 1.9× the annual net cost.

How much debt do Fordham University graduates take on?

Median federal loan debt at graduation is $24,300 — about $264/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 47.4% of students take federal loans.

Is Fordham University worth the cost?

EduGradify assigns Fordham University a value grade of D — top 83% on real ROI nationally. The math: pay $44,338/yr, earn $85,569/yr ten years out, ROI score of 4.82. Exceptional Investment.

What financial aid is available at Fordham University?

21.4% of students receive federal Pell Grants (need-based federal aid). 47.4% take federal student loans. On average, students get $38,424 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Fordham University?

In-state tuition is $64,915 per year. Out-of-state tuition is $64,915 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Fordham University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $32,474. Students from families earning over $110k pay about $52,228. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →