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Cost & ROI · 2026

Is Florida Memorial University worth it?

Pay $23,238/yr after aid. Graduates earn a median of $36,624 ten years out — about 1.6× the annual cost. EduGradify value grade: D.

Net price $23,238 per year, after aid
Earnings 10y $36,624 median, post-enrollment
Median debt $30,063 ≈ $326/mo
D Top 92% Exceptional Investment

The ROI math, in 30 seconds

$23,238 × 4 years = $92,952 total cost
$36,624 / year earned 10 years after enrolling
=
3.94 ROI score Grade D · Top 92% value

Benchmarks

Florida Memorial University vs Florida avg vs national avg

How this school stacks up against the typical Florida college and the typical US college.

Metric Florida Memorial University Florida avg National avg
Avg net price $23,238 $20,569 $18,467
Median earnings 10y $36,624 $47,387 $50,834
Median debt $30,063 $19,202 $19,694
Graduation rate 31.1% 52% 49.9%
Acceptance rate 85.3% 65.9% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$21,882 per year
$30k – $48k Lower-middle
$22,868 per year
$48k – $75k Middle
$24,425 per year
$75k – $110k Upper-middle
$26,861 per year
$110k+ High income
$30,076 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $23,238 2026–2027
Year 2 $23,935 2027–2028
Year 3 $24,653 2028–2029
Year 4 $25,393 2029–2030
4-year total $97,219 net of expected aid

Sticker price (without aid) would run roughly $143,236 over four years. Most students get $12,571/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $30,063 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $326/mo Total paid: $39,120
15-year extended $246/mo Total paid: $44,280
20-year extended $207/mo Total paid: $49,680

Debt-to-earnings: 82% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Florida Memorial University grad earns about -$335,040 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$8,376 vs HS-only median
Career-long boost -$335,040 40-year horizon, today's dollars
Net of 4-year cost -$427,992 after paying $92,952 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Florida Memorial University

The average student at Florida Memorial University pays $23,238 a year after grants and scholarships, against a $35,809 published sticker price. That is above the FL average net price of $20,569.

Ten years after entry, graduates earn a median of $36,624 — below the FL median of $47,387. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $30,063, roughly $326 a month on a standard ten-year plan — a heavy load at about 82% of one year's median earnings.

Smart alternatives

Cheaper Florida colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Florida Memorial University.

Frequently asked

Cost & ROI questions

What is the net price at Florida Memorial University?

The average net price — what students actually pay after grants and scholarships — is $23,238 per year. That's $12,571/yr in financial aid against the $35,809 sticker price. Over four years, that adds up to roughly $92,952.

How much do Florida Memorial University graduates earn?

Ten years after enrolling, Florida Memorial University graduates earn a median of $36,624 per year — below the national average of $50,834. That's about 1.6× the annual net cost.

How much debt do Florida Memorial University graduates take on?

Median federal loan debt at graduation is $30,063 — about $326/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 66% of students take federal loans.

Is Florida Memorial University worth the cost?

EduGradify assigns Florida Memorial University a value grade of D — top 92% on real ROI nationally. The math: pay $23,238/yr, earn $36,624/yr ten years out, ROI score of 3.94. Exceptional Investment.

What financial aid is available at Florida Memorial University?

69.1% of students receive federal Pell Grants (need-based federal aid). 66% take federal student loans. On average, students get $12,571 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Florida Memorial University?

In-state tuition is $20,174 per year. Out-of-state tuition is $20,174 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Florida Memorial University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $21,882. Students from families earning over $110k pay about $30,076. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →