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Cost & ROI · 2026

Is Evangel University-College of Online Learning worth it?

Pay $22,503/yr after aid. Graduates earn a median of $46,573 ten years out — about 2.1× the annual cost. EduGradify value grade: D.

Net price $22,503 per year, after aid
Earnings 10y $46,573 median, post-enrollment
Median debt $24,736 ≈ $268/mo
D Top 79% Exceptional Investment

The ROI math, in 30 seconds

$22,503 × 4 years = $90,012 total cost
$46,573 / year earned 10 years after enrolling
=
5.17 ROI score Grade D · Top 79% value

Benchmarks

Evangel University-College of Online Learning vs Missouri avg vs national avg

How this school stacks up against the typical Missouri college and the typical US college.

Metric Evangel University-College of Online Learning Missouri avg National avg
Avg net price $22,503 $17,622 $18,467
Median earnings 10y $46,573 $48,522 $50,834
Median debt $24,736 $18,954 $19,694
Graduation rate 50% 51% 49.9%
Acceptance rate 49.2% 72.6% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$21,199 per year
$30k – $48k Lower-middle
per year
$48k – $75k Middle
$25,109 per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $22,503 2026–2027
Year 2 $23,178 2027–2028
Year 3 $23,873 2028–2029
Year 4 $24,590 2029–2030
4-year total $94,144 net of expected aid

Sticker price (without aid) would run roughly $105,816 over four years. Most students get $3,951/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $24,736 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $268/mo Total paid: $32,160
15-year extended $202/mo Total paid: $36,360
20-year extended $170/mo Total paid: $40,800

Debt-to-earnings: 53% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Evangel University-College of Online Learning grad earns about $62,920 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$1,573 vs HS-only median
Career-long boost $62,920 40-year horizon, today's dollars
Net of 4-year cost -$27,092 after paying $90,012 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Evangel University-College of Online Learning

The average student at Evangel University-College of Online Learning pays $22,503 a year after grants and scholarships, against a $26,454 published sticker price. That is above the MO average net price of $17,622.

Ten years after entry, graduates earn a median of $46,573 — below the MO median of $48,522. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $24,736, roughly $268 a month on a standard ten-year plan — a moderate load at about 53% of one year's median earnings.

Smart alternatives

Cheaper Missouri colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Evangel University-College of Online Learning.

Frequently asked

Cost & ROI questions

What is the net price at Evangel University-College of Online Learning?

The average net price — what students actually pay after grants and scholarships — is $22,503 per year. That's $3,951/yr in financial aid against the $26,454 sticker price. Over four years, that adds up to roughly $90,012.

How much do Evangel University-College of Online Learning graduates earn?

Ten years after enrolling, Evangel University-College of Online Learning graduates earn a median of $46,573 per year — below the national average of $50,834. That's about 2.1× the annual net cost.

How much debt do Evangel University-College of Online Learning graduates take on?

Median federal loan debt at graduation is $24,736 — about $268/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 68.9% of students take federal loans.

Is Evangel University-College of Online Learning worth the cost?

EduGradify assigns Evangel University-College of Online Learning a value grade of D — top 79% on real ROI nationally. The math: pay $22,503/yr, earn $46,573/yr ten years out, ROI score of 5.17. Exceptional Investment.

What financial aid is available at Evangel University-College of Online Learning?

44.4% of students receive federal Pell Grants (need-based federal aid). 68.9% take federal student loans. On average, students get $3,951 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Evangel University-College of Online Learning?

In-state tuition is $8,175 per year. Out-of-state tuition is $8,175 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Evangel University-College of Online Learning?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $21,199. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →