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Cost & ROI · 2026

Is Embry-Riddle Aeronautical University-Prescott worth it?

Pay $40,287/yr after aid. Graduates earn a median of $84,131 ten years out — about 2.1× the annual cost. EduGradify value grade: D.

Net price $40,287 per year, after aid
Earnings 10y $84,131 median, post-enrollment
Median debt $23,666 ≈ $257/mo
D Top 78% Exceptional Investment

The ROI math, in 30 seconds

$40,287 × 4 years = $161,148 total cost
$84,131 / year earned 10 years after enrolling
=
5.22 ROI score Grade D · Top 78% value

Benchmarks

Embry-Riddle Aeronautical University-Prescott vs Arizona avg vs national avg

How this school stacks up against the typical Arizona college and the typical US college.

Metric Embry-Riddle Aeronautical University-Prescott Arizona avg National avg
Avg net price $40,287 $23,328 $18,467
Median earnings 10y $84,131 $45,671 $50,834
Median debt $23,666 $18,635 $19,694
Graduation rate 67.8% 44.9% 49.9%
Acceptance rate 76.6% 88.7% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$39,171 per year
$30k – $48k Lower-middle
$37,924 per year
$48k – $75k Middle
$37,346 per year
$75k – $110k Upper-middle
$37,587 per year
$110k+ High income
$42,834 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $40,287 2026–2027
Year 2 $41,496 2027–2028
Year 3 $42,740 2028–2029
Year 4 $44,023 2029–2030
4-year total $168,546 net of expected aid

Sticker price (without aid) would run roughly $251,192 over four years. Most students get $22,511/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $23,666 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $257/mo Total paid: $30,840
15-year extended $193/mo Total paid: $34,740
20-year extended $163/mo Total paid: $39,120

Debt-to-earnings: 28% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Embry-Riddle Aeronautical University-Prescott grad earns about $1,565,240 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$39,131 vs HS-only median
Career-long boost $1,565,240 40-year horizon, today's dollars
Net of 4-year cost $1,404,092 after paying $161,148 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Embry-Riddle Aeronautical University-Prescott

The average student at Embry-Riddle Aeronautical University-Prescott pays $40,287 a year after grants and scholarships, against a $62,798 published sticker price. That is above the AZ average net price of $23,328.

Ten years after entry, graduates earn a median of $84,131 — above the AZ median of $45,671. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $23,666, roughly $257 a month on a standard ten-year plan — a manageable load at about 28% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Embry-Riddle Aeronautical University-Prescott?

The average net price — what students actually pay after grants and scholarships — is $40,287 per year. That's $22,511/yr in financial aid against the $62,798 sticker price. Over four years, that adds up to roughly $161,148.

How much do Embry-Riddle Aeronautical University-Prescott graduates earn?

Ten years after enrolling, Embry-Riddle Aeronautical University-Prescott graduates earn a median of $84,131 per year — above the national average of $50,834. That's about 2.1× the annual net cost.

How much debt do Embry-Riddle Aeronautical University-Prescott graduates take on?

Median federal loan debt at graduation is $23,666 — about $257/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 35.4% of students take federal loans.

Is Embry-Riddle Aeronautical University-Prescott worth the cost?

EduGradify assigns Embry-Riddle Aeronautical University-Prescott a value grade of D — top 78% on real ROI nationally. The math: pay $40,287/yr, earn $84,131/yr ten years out, ROI score of 5.22. Exceptional Investment.

What financial aid is available at Embry-Riddle Aeronautical University-Prescott?

18.3% of students receive federal Pell Grants (need-based federal aid). 35.4% take federal student loans. On average, students get $22,511 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Embry-Riddle Aeronautical University-Prescott?

In-state tuition is $44,149 per year. Out-of-state tuition is $44,149 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Embry-Riddle Aeronautical University-Prescott?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $39,171. Students from families earning over $110k pay about $42,834. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →