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Cost & ROI · 2026

Is Eastwick College-Ramsey worth it?

Pay $27,074/yr after aid. Graduates earn a median of $51,725 ten years out — about 1.9× the annual cost. EduGradify value grade: D.

Net price $27,074 per year, after aid
Earnings 10y $51,725 median, post-enrollment
Median debt $16,084 ≈ $175/mo
D Top 84% Exceptional Investment

The ROI math, in 30 seconds

$27,074 × 4 years = $108,296 total cost
$51,725 / year earned 10 years after enrolling
=
4.78 ROI score Grade D · Top 84% value

Benchmarks

Eastwick College-Ramsey vs New Jersey avg vs national avg

How this school stacks up against the typical New Jersey college and the typical US college.

Metric Eastwick College-Ramsey New Jersey avg National avg
Avg net price $27,074 $17,812 $18,467
Median earnings 10y $51,725 $55,389 $50,834
Median debt $16,084 $18,125 $19,694
Graduation rate 75.5% 48.8% 49.9%
Acceptance rate 74.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$25,330 per year
$30k – $48k Lower-middle
$27,755 per year
$48k – $75k Middle
$26,923 per year
$75k – $110k Upper-middle
$29,693 per year
$110k+ High income
$31,341 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $27,074 2026–2027
Year 2 $27,886 2027–2028
Year 3 $28,723 2028–2029
Year 4 $29,584 2029–2030
4-year total $113,267 net of expected aid

Sticker price (without aid) would run roughly $130,816 over four years. Most students get $5,630/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $16,084 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $175/mo Total paid: $21,000
15-year extended $131/mo Total paid: $23,580
20-year extended $111/mo Total paid: $26,640

Debt-to-earnings: 31% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Eastwick College-Ramsey grad earns about $269,000 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$6,725 vs HS-only median
Career-long boost $269,000 40-year horizon, today's dollars
Net of 4-year cost $160,704 after paying $108,296 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Eastwick College-Ramsey

The average student at Eastwick College-Ramsey pays $27,074 a year after grants and scholarships, against a $32,704 published sticker price. That is above the NJ average net price of $17,812.

Ten years after entry, graduates earn a median of $51,725 — below the NJ median of $55,389. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $16,084, roughly $175 a month on a standard ten-year plan — a manageable load at about 31% of one year's median earnings.

Smart alternatives

Cheaper New Jersey colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Eastwick College-Ramsey.

Frequently asked

Cost & ROI questions

What is the net price at Eastwick College-Ramsey?

The average net price — what students actually pay after grants and scholarships — is $27,074 per year. That's $5,630/yr in financial aid against the $32,704 sticker price. Over four years, that adds up to roughly $108,296.

How much do Eastwick College-Ramsey graduates earn?

Ten years after enrolling, Eastwick College-Ramsey graduates earn a median of $51,725 per year — above the national average of $50,834. That's about 1.9× the annual net cost.

How much debt do Eastwick College-Ramsey graduates take on?

Median federal loan debt at graduation is $16,084 — about $175/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 69.3% of students take federal loans.

Is Eastwick College-Ramsey worth the cost?

EduGradify assigns Eastwick College-Ramsey a value grade of D — top 84% on real ROI nationally. The math: pay $27,074/yr, earn $51,725/yr ten years out, ROI score of 4.78. Exceptional Investment.

What financial aid is available at Eastwick College-Ramsey?

45.4% of students receive federal Pell Grants (need-based federal aid). 69.3% take federal student loans. On average, students get $5,630 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Eastwick College-Ramsey?

In-state tuition is $18,057 per year. Out-of-state tuition is $18,057 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Eastwick College-Ramsey?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $25,330. Students from families earning over $110k pay about $31,341. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →