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Cost & ROI · 2026

Is Duke University worth it?

Pay $29,612/yr after aid. Graduates earn a median of $97,800 ten years out — about 3.3× the annual cost. EduGradify value grade: B.

Net price $29,612 per year, after aid
Earnings 10y $97,800 median, post-enrollment
Median debt $13,000 ≈ $141/mo
B Top 43% Exceptional Investment

The ROI math, in 30 seconds

$29,612 × 4 years = $118,448 total cost
$97,800 / year earned 10 years after enrolling
=
8.26 ROI score Grade B · Top 43% value

Benchmarks

Duke University vs North Carolina avg vs national avg

How this school stacks up against the typical North Carolina college and the typical US college.

Metric Duke University North Carolina avg National avg
Avg net price $29,612 $15,844 $18,467
Median earnings 10y $97,800 $44,299 $50,834
Median debt $13,000 $21,832 $19,694
Graduation rate 96.8% 47.2% 49.9%
Acceptance rate 5.7% 67.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$735 per year
$30k – $48k Lower-middle
-$361 per year
$48k – $75k Middle
$5,706 per year
$75k – $110k Upper-middle
$17,100 per year
$110k+ High income
$54,230 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $29,612 2026–2027
Year 2 $30,500 2027–2028
Year 3 $31,415 2028–2029
Year 4 $32,358 2029–2030
4-year total $123,885 net of expected aid

Sticker price (without aid) would run roughly $348,288 over four years. Most students get $57,460/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $13,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $141/mo Total paid: $16,920
15-year extended $106/mo Total paid: $19,080
20-year extended $89/mo Total paid: $21,360

Debt-to-earnings: 13% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Duke University grad earns about $2,112,000 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$52,800 vs HS-only median
Career-long boost $2,112,000 40-year horizon, today's dollars
Net of 4-year cost $1,993,552 after paying $118,448 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Duke University

The average student at Duke University pays $29,612 a year after grants and scholarships, against a $87,072 published sticker price. That is above the NC average net price of $15,844.

Ten years after entry, graduates earn a median of $97,800 — above the NC median of $44,299. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $13,000, roughly $141 a month on a standard ten-year plan — a manageable load at about 13% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Duke University?

The average net price — what students actually pay after grants and scholarships — is $29,612 per year. That's $57,460/yr in financial aid against the $87,072 sticker price. Over four years, that adds up to roughly $118,448.

How much do Duke University graduates earn?

Ten years after enrolling, Duke University graduates earn a median of $97,800 per year — above the national average of $50,834. That's about 3.3× the annual net cost.

How much debt do Duke University graduates take on?

Median federal loan debt at graduation is $13,000 — about $141/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 13.6% of students take federal loans.

Is Duke University worth the cost?

EduGradify assigns Duke University a value grade of B — top 43% on real ROI nationally. The math: pay $29,612/yr, earn $97,800/yr ten years out, ROI score of 8.26. Exceptional Investment.

What financial aid is available at Duke University?

14% of students receive federal Pell Grants (need-based federal aid). 13.6% take federal student loans. On average, students get $57,460 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Duke University?

In-state tuition is $68,758 per year. Out-of-state tuition is $68,758 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Duke University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $735. Students from families earning over $110k pay about $54,230. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →