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Cost & ROI · 2026

Is Delaware Technical Community College-Terry worth it?

Pay $11,578/yr after aid. Graduates earn a median of $41,448 ten years out — about 3.6× the annual cost. EduGradify value grade: B.

Net price $11,578 per year, after aid
Earnings 10y $41,448 median, post-enrollment
Median debt $10,500 ≈ $114/mo
B Top 36% Exceptional Investment

The ROI math, in 30 seconds

$11,578 × 4 years = $46,312 total cost
$41,448 / year earned 10 years after enrolling
=
8.95 ROI score Grade B · Top 36% value

Benchmarks

Delaware Technical Community College-Terry vs Delaware avg vs national avg

How this school stacks up against the typical Delaware college and the typical US college.

Metric Delaware Technical Community College-Terry Delaware avg National avg
Avg net price $11,578 $16,180 $18,467
Median earnings 10y $41,448 $52,922 $50,834
Median debt $10,500 $23,432 $19,694
Graduation rate 22.5% 43.9% 49.9%
Acceptance rate 67.2% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,934 per year
$30k – $48k Lower-middle
$10,973 per year
$48k – $75k Middle
$12,317 per year
$75k – $110k Upper-middle
$14,178 per year
$110k+ High income
$14,968 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $11,578 2026–2027
Year 2 $11,925 2027–2028
Year 3 $12,283 2028–2029
Year 4 $12,652 2029–2030
4-year total $48,438 net of expected aid

Sticker price (without aid) would run roughly $68,928 over four years. Most students get $5,654/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $10,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $114/mo Total paid: $13,680
15-year extended $86/mo Total paid: $15,480
20-year extended $72/mo Total paid: $17,280

Debt-to-earnings: 25% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Delaware Technical Community College-Terry grad earns about -$142,080 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$3,552 vs HS-only median
Career-long boost -$142,080 40-year horizon, today's dollars
Net of 4-year cost -$188,392 after paying $46,312 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Delaware Technical Community College-Terry

The average student at Delaware Technical Community College-Terry pays $11,578 a year after grants and scholarships, against a $17,232 published sticker price. That is below the DE average net price of $16,180.

Ten years after entry, graduates earn a median of $41,448 — below the DE median of $52,922. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $10,500, roughly $114 a month on a standard ten-year plan — a manageable load at about 25% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Delaware Technical Community College-Terry?

The average net price — what students actually pay after grants and scholarships — is $11,578 per year. That's $5,654/yr in financial aid against the $17,232 sticker price. Over four years, that adds up to roughly $46,312.

How much do Delaware Technical Community College-Terry graduates earn?

Ten years after enrolling, Delaware Technical Community College-Terry graduates earn a median of $41,448 per year — below the national average of $50,834. That's about 3.6× the annual net cost.

How much debt do Delaware Technical Community College-Terry graduates take on?

Median federal loan debt at graduation is $10,500 — about $114/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 13.8% of students take federal loans.

Is Delaware Technical Community College-Terry worth the cost?

EduGradify assigns Delaware Technical Community College-Terry a value grade of B — top 36% on real ROI nationally. The math: pay $11,578/yr, earn $41,448/yr ten years out, ROI score of 8.95. Exceptional Investment.

What financial aid is available at Delaware Technical Community College-Terry?

38.3% of students receive federal Pell Grants (need-based federal aid). 13.8% take federal student loans. On average, students get $5,654 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Delaware Technical Community College-Terry?

In-state tuition is $5,445 per year. Out-of-state tuition is $12,308 per year — a difference of $6,863/yr or $27,452 over four years.

How does net price change with family income at Delaware Technical Community College-Terry?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,934. Students from families earning over $110k pay about $14,968. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →