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Cost & ROI · 2026

Is Defiance College worth it?

Pay $26,337/yr after aid. Graduates earn a median of $49,351 ten years out — about 1.9× the annual cost. EduGradify value grade: D.

Net price $26,337 per year, after aid
Earnings 10y $49,351 median, post-enrollment
Median debt $26,813 ≈ $291/mo
D Top 84% Exceptional Investment

The ROI math, in 30 seconds

$26,337 × 4 years = $105,348 total cost
$49,351 / year earned 10 years after enrolling
=
4.68 ROI score Grade D · Top 84% value

Benchmarks

Defiance College vs Ohio avg vs national avg

How this school stacks up against the typical Ohio college and the typical US college.

Metric Defiance College Ohio avg National avg
Avg net price $26,337 $19,055 $18,467
Median earnings 10y $49,351 $50,599 $50,834
Median debt $26,813 $21,844 $19,694
Graduation rate 30.6% 47.3% 49.9%
Acceptance rate 47.6% 72.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$27,196 per year
$30k – $48k Lower-middle
$26,105 per year
$48k – $75k Middle
$25,884 per year
$75k – $110k Upper-middle
$24,554 per year
$110k+ High income
$26,637 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $26,337 2026–2027
Year 2 $27,127 2027–2028
Year 3 $27,941 2028–2029
Year 4 $28,779 2029–2030
4-year total $110,184 net of expected aid

Sticker price (without aid) would run roughly $214,668 over four years. Most students get $27,330/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $26,813 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $291/mo Total paid: $34,920
15-year extended $219/mo Total paid: $39,420
20-year extended $184/mo Total paid: $44,160

Debt-to-earnings: 54% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Defiance College grad earns about $174,040 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$4,351 vs HS-only median
Career-long boost $174,040 40-year horizon, today's dollars
Net of 4-year cost $68,692 after paying $105,348 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Defiance College

The average student at Defiance College pays $26,337 a year after grants and scholarships, against a $53,667 published sticker price. That is above the OH average net price of $19,055.

Ten years after entry, graduates earn a median of $49,351 — below the OH median of $50,599. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $26,813, roughly $291 a month on a standard ten-year plan — a moderate load at about 54% of one year's median earnings.

Smart alternatives

Cheaper Ohio colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Defiance College.

Frequently asked

Cost & ROI questions

What is the net price at Defiance College?

The average net price — what students actually pay after grants and scholarships — is $26,337 per year. That's $27,330/yr in financial aid against the $53,667 sticker price. Over four years, that adds up to roughly $105,348.

How much do Defiance College graduates earn?

Ten years after enrolling, Defiance College graduates earn a median of $49,351 per year — below the national average of $50,834. That's about 1.9× the annual net cost.

How much debt do Defiance College graduates take on?

Median federal loan debt at graduation is $26,813 — about $291/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 72.4% of students take federal loans.

Is Defiance College worth the cost?

EduGradify assigns Defiance College a value grade of D — top 84% on real ROI nationally. The math: pay $26,337/yr, earn $49,351/yr ten years out, ROI score of 4.68. Exceptional Investment.

What financial aid is available at Defiance College?

49.8% of students receive federal Pell Grants (need-based federal aid). 72.4% take federal student loans. On average, students get $27,330 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Defiance College?

In-state tuition is $29,320 per year. Out-of-state tuition is $29,320 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Defiance College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $27,196. Students from families earning over $110k pay about $26,637. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →