Cost & ROI · 2026
Is CUNY Bernard M Baruch College worth it?
Pay $3,033/yr after aid. Graduates earn a median of $75,971 ten years out — about 25.0× the annual cost. EduGradify value grade: A+.
The ROI math, in 30 seconds
Benchmarks
CUNY Bernard M Baruch College vs New York avg vs national avg
How this school stacks up against the typical New York college and the typical US college.
| Metric | CUNY Bernard M Baruch College | New York avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $3,033 | $20,287 | $18,467 |
| Median earnings 10y | ▲ $75,971 | $56,137 | $50,834 |
| Median debt | ▲ $11,512 | $18,844 | $19,694 |
| Graduation rate | ▲ 72.1% | 54.3% | 49.9% |
| Acceptance rate | ▼ 47.5% | 66.5% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $56,680 over four years. Most students get $11,137/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $11,512 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 15% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median CUNY Bernard M Baruch College grad earns about $1,238,840 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about CUNY Bernard M Baruch College
The average student at CUNY Bernard M Baruch College pays $3,033 a year after grants and scholarships, against a $14,170 published sticker price. That is below the NY average net price of $20,287.
Ten years after entry, graduates earn a median of $75,971 — above the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $11,512, roughly $125 a month on a standard ten-year plan — a manageable load at about 15% of one year's median earnings.
Frequently asked
Cost & ROI questions
What is the net price at CUNY Bernard M Baruch College?
The average net price — what students actually pay after grants and scholarships — is $3,033 per year. That's $11,137/yr in financial aid against the $14,170 sticker price. Over four years, that adds up to roughly $12,132.
How much do CUNY Bernard M Baruch College graduates earn?
Ten years after enrolling, CUNY Bernard M Baruch College graduates earn a median of $75,971 per year — above the national average of $50,834. That's about 25.0× the annual net cost.
How much debt do CUNY Bernard M Baruch College graduates take on?
Median federal loan debt at graduation is $11,512 — about $125/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 11.1% of students take federal loans.
Is CUNY Bernard M Baruch College worth the cost?
EduGradify assigns CUNY Bernard M Baruch College a value grade of A+ — top 1% on real ROI nationally. The math: pay $3,033/yr, earn $75,971/yr ten years out, ROI score of 62.62. Exceptional Investment.
What financial aid is available at CUNY Bernard M Baruch College?
56.9% of students receive federal Pell Grants (need-based federal aid). 11.1% take federal student loans. On average, students get $11,137 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at CUNY Bernard M Baruch College?
In-state tuition is $7,464 per year. Out-of-state tuition is $15,414 per year — a difference of $7,950/yr or $31,800 over four years.
How does net price change with family income at CUNY Bernard M Baruch College?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $607. Students from families earning over $110k pay about $12,314. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →