Cost & ROI · 2026
Is Culver-Stockton College worth it?
Pay $21,983/yr after aid. Graduates earn a median of $46,092 ten years out — about 2.1× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
Culver-Stockton College vs Missouri avg vs national avg
How this school stacks up against the typical Missouri college and the typical US college.
| Metric | Culver-Stockton College | Missouri avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $21,983 | $17,622 | $18,467 |
| Median earnings 10y | ▼ $46,092 | $48,522 | $50,834 |
| Median debt | ▼ $26,000 | $18,954 | $19,694 |
| Graduation rate | ▼ 39.2% | 51% | 49.9% |
| Acceptance rate | ▲ 99.1% | 72.6% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $176,448 over four years. Most students get $22,129/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $26,000 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 56% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Culver-Stockton College grad earns about $43,680 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Culver-Stockton College
The average student at Culver-Stockton College pays $21,983 a year after grants and scholarships, against a $44,112 published sticker price. That is above the MO average net price of $17,622.
Ten years after entry, graduates earn a median of $46,092 — below the MO median of $48,522. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $26,000, roughly $282 a month on a standard ten-year plan — a moderate load at about 56% of one year's median earnings.
Smart alternatives
Cheaper Missouri colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Culver-Stockton College.
Rolla, MO · Public Missouri University of Science and Technology A Frequently asked
Cost & ROI questions
What is the net price at Culver-Stockton College?
The average net price — what students actually pay after grants and scholarships — is $21,983 per year. That's $22,129/yr in financial aid against the $44,112 sticker price. Over four years, that adds up to roughly $87,932.
How much do Culver-Stockton College graduates earn?
Ten years after enrolling, Culver-Stockton College graduates earn a median of $46,092 per year — below the national average of $50,834. That's about 2.1× the annual net cost.
How much debt do Culver-Stockton College graduates take on?
Median federal loan debt at graduation is $26,000 — about $282/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 71.6% of students take federal loans.
Is Culver-Stockton College worth the cost?
EduGradify assigns Culver-Stockton College a value grade of D — top 78% on real ROI nationally. The math: pay $21,983/yr, earn $46,092/yr ten years out, ROI score of 5.24. Exceptional Investment.
What financial aid is available at Culver-Stockton College?
39.4% of students receive federal Pell Grants (need-based federal aid). 71.6% take federal student loans. On average, students get $22,129 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Culver-Stockton College?
In-state tuition is $30,875 per year. Out-of-state tuition is $30,875 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Culver-Stockton College?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $17,712. Students from families earning over $110k pay about $24,786. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →