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Cost & ROI · 2026

Is Community College of Baltimore County worth it?

Pay $9,844/yr after aid. Graduates earn a median of $43,729 ten years out — about 4.4× the annual cost. EduGradify value grade: A.

Net price $9,844 per year, after aid
Earnings 10y $43,729 median, post-enrollment
Median debt $11,528 ≈ $125/mo
A Top 24% Exceptional Investment

The ROI math, in 30 seconds

$9,844 × 4 years = $39,376 total cost
$43,729 / year earned 10 years after enrolling
=
11.11 ROI score Grade A · Top 24% value

Benchmarks

Community College of Baltimore County vs Maryland avg vs national avg

How this school stacks up against the typical Maryland college and the typical US college.

Metric Community College of Baltimore County Maryland avg National avg
Avg net price $9,844 $16,790 $18,467
Median earnings 10y $43,729 $55,410 $50,834
Median debt $11,528 $18,923 $19,694
Graduation rate 18.9% 47.2% 49.9%
Acceptance rate 69.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$8,807 per year
$30k – $48k Lower-middle
$8,725 per year
$48k – $75k Middle
$10,833 per year
$75k – $110k Upper-middle
$13,023 per year
$110k+ High income
$15,032 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $9,844 2026–2027
Year 2 $10,139 2027–2028
Year 3 $10,443 2028–2029
Year 4 $10,757 2029–2030
4-year total $41,183 net of expected aid

Sticker price (without aid) would run roughly $63,124 over four years. Most students get $5,937/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $11,528 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $125/mo Total paid: $15,000
15-year extended $94/mo Total paid: $16,920
20-year extended $79/mo Total paid: $18,960

Debt-to-earnings: 26% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Community College of Baltimore County grad earns about -$50,840 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$1,271 vs HS-only median
Career-long boost -$50,840 40-year horizon, today's dollars
Net of 4-year cost -$90,216 after paying $39,376 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Community College of Baltimore County

The average student at Community College of Baltimore County pays $9,844 a year after grants and scholarships, against a $15,781 published sticker price. That is below the MD average net price of $16,790.

Ten years after entry, graduates earn a median of $43,729 — below the MD median of $55,410. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $11,528, roughly $125 a month on a standard ten-year plan — a manageable load at about 26% of one year's median earnings.

Smart alternatives

Cheaper Maryland colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Community College of Baltimore County.

Frequently asked

Cost & ROI questions

What is the net price at Community College of Baltimore County?

The average net price — what students actually pay after grants and scholarships — is $9,844 per year. That's $5,937/yr in financial aid against the $15,781 sticker price. Over four years, that adds up to roughly $39,376.

How much do Community College of Baltimore County graduates earn?

Ten years after enrolling, Community College of Baltimore County graduates earn a median of $43,729 per year — below the national average of $50,834. That's about 4.4× the annual net cost.

How much debt do Community College of Baltimore County graduates take on?

Median federal loan debt at graduation is $11,528 — about $125/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 9.5% of students take federal loans.

Is Community College of Baltimore County worth the cost?

EduGradify assigns Community College of Baltimore County a value grade of A — top 24% on real ROI nationally. The math: pay $9,844/yr, earn $43,729/yr ten years out, ROI score of 11.11. Exceptional Investment.

What financial aid is available at Community College of Baltimore County?

34.3% of students receive federal Pell Grants (need-based federal aid). 9.5% take federal student loans. On average, students get $5,937 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Community College of Baltimore County?

In-state tuition is $4,432 per year. Out-of-state tuition is $11,010 per year — a difference of $6,578/yr or $26,312 over four years.

How does net price change with family income at Community College of Baltimore County?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $8,807. Students from families earning over $110k pay about $15,032. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →