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Cost & ROI · 2026

Is Columbia-Greene Community College worth it?

Pay $6,559/yr after aid. Graduates earn a median of $44,441 ten years out — about 6.8× the annual cost. EduGradify value grade: A+.

Net price $6,559 per year, after aid
Earnings 10y $44,441 median, post-enrollment
Median debt $12,000 ≈ $130/mo
A+ Top 10% Exceptional Investment

The ROI math, in 30 seconds

$6,559 × 4 years = $26,236 total cost
$44,441 / year earned 10 years after enrolling
=
16.94 ROI score Grade A+ · Top 10% value

Benchmarks

Columbia-Greene Community College vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric Columbia-Greene Community College New York avg National avg
Avg net price $6,559 $20,287 $18,467
Median earnings 10y $44,441 $56,137 $50,834
Median debt $12,000 $18,844 $19,694
Graduation rate 46.3% 54.3% 49.9%
Acceptance rate 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$4,979 per year
$30k – $48k Lower-middle
$4,173 per year
$48k – $75k Middle
$8,800 per year
$75k – $110k Upper-middle
$10,637 per year
$110k+ High income
$13,103 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $6,559 2026–2027
Year 2 $6,756 2027–2028
Year 3 $6,958 2028–2029
Year 4 $7,167 2029–2030
4-year total $27,440 net of expected aid

Sticker price (without aid) would run roughly $57,044 over four years. Most students get $7,702/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $12,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $130/mo Total paid: $15,600
15-year extended $98/mo Total paid: $17,640
20-year extended $83/mo Total paid: $19,920

Debt-to-earnings: 27% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Columbia-Greene Community College grad earns about -$22,360 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$559 vs HS-only median
Career-long boost -$22,360 40-year horizon, today's dollars
Net of 4-year cost -$48,596 after paying $26,236 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Columbia-Greene Community College

The average student at Columbia-Greene Community College pays $6,559 a year after grants and scholarships, against a $14,261 published sticker price. That is below the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $44,441 — below the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $12,000, roughly $130 a month on a standard ten-year plan — a manageable load at about 27% of one year's median earnings.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Columbia-Greene Community College.

Frequently asked

Cost & ROI questions

What is the net price at Columbia-Greene Community College?

The average net price — what students actually pay after grants and scholarships — is $6,559 per year. That's $7,702/yr in financial aid against the $14,261 sticker price. Over four years, that adds up to roughly $26,236.

How much do Columbia-Greene Community College graduates earn?

Ten years after enrolling, Columbia-Greene Community College graduates earn a median of $44,441 per year — below the national average of $50,834. That's about 6.8× the annual net cost.

How much debt do Columbia-Greene Community College graduates take on?

Median federal loan debt at graduation is $12,000 — about $130/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 7.7% of students take federal loans.

Is Columbia-Greene Community College worth the cost?

EduGradify assigns Columbia-Greene Community College a value grade of A+ — top 10% on real ROI nationally. The math: pay $6,559/yr, earn $44,441/yr ten years out, ROI score of 16.94. Exceptional Investment.

What financial aid is available at Columbia-Greene Community College?

26.4% of students receive federal Pell Grants (need-based federal aid). 7.7% take federal student loans. On average, students get $7,702 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Columbia-Greene Community College?

In-state tuition is $6,048 per year. Out-of-state tuition is $11,448 per year — a difference of $5,400/yr or $21,600 over four years.

How does net price change with family income at Columbia-Greene Community College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $4,979. Students from families earning over $110k pay about $13,103. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →