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Cost & ROI · 2026

Is Columbia College Chicago worth it?

Pay $26,598/yr after aid. Graduates earn a median of $42,195 ten years out — about 1.6× the annual cost. EduGradify value grade: D.

Net price $26,598 per year, after aid
Earnings 10y $42,195 median, post-enrollment
Median debt $25,000 ≈ $271/mo
D Top 91% Exceptional Investment

The ROI math, in 30 seconds

$26,598 × 4 years = $106,392 total cost
$42,195 / year earned 10 years after enrolling
=
3.97 ROI score Grade D · Top 91% value

Benchmarks

Columbia College Chicago vs Illinois avg vs national avg

How this school stacks up against the typical Illinois college and the typical US college.

Metric Columbia College Chicago Illinois avg National avg
Avg net price $26,598 $18,082 $18,467
Median earnings 10y $42,195 $54,042 $50,834
Median debt $25,000 $20,325 $19,694
Graduation rate 51.6% 53.7% 49.9%
Acceptance rate 89.5% 72.7% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$20,924 per year
$30k – $48k Lower-middle
$21,423 per year
$48k – $75k Middle
$25,590 per year
$75k – $110k Upper-middle
$31,677 per year
$110k+ High income
$36,436 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $26,598 2026–2027
Year 2 $27,396 2027–2028
Year 3 $28,218 2028–2029
Year 4 $29,064 2029–2030
4-year total $111,276 net of expected aid

Sticker price (without aid) would run roughly $207,556 over four years. Most students get $25,291/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $25,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $271/mo Total paid: $32,520
15-year extended $204/mo Total paid: $36,720
20-year extended $172/mo Total paid: $41,280

Debt-to-earnings: 59% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Columbia College Chicago grad earns about -$112,200 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$2,805 vs HS-only median
Career-long boost -$112,200 40-year horizon, today's dollars
Net of 4-year cost -$218,592 after paying $106,392 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Columbia College Chicago

The average student at Columbia College Chicago pays $26,598 a year after grants and scholarships, against a $51,889 published sticker price. That is above the IL average net price of $18,082.

Ten years after entry, graduates earn a median of $42,195 — below the IL median of $54,042. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $25,000, roughly $271 a month on a standard ten-year plan — a moderate load at about 59% of one year's median earnings.

Smart alternatives

Cheaper Illinois colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Columbia College Chicago.

Frequently asked

Cost & ROI questions

What is the net price at Columbia College Chicago?

The average net price — what students actually pay after grants and scholarships — is $26,598 per year. That's $25,291/yr in financial aid against the $51,889 sticker price. Over four years, that adds up to roughly $106,392.

How much do Columbia College Chicago graduates earn?

Ten years after enrolling, Columbia College Chicago graduates earn a median of $42,195 per year — below the national average of $50,834. That's about 1.6× the annual net cost.

How much debt do Columbia College Chicago graduates take on?

Median federal loan debt at graduation is $25,000 — about $271/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 55.5% of students take federal loans.

Is Columbia College Chicago worth the cost?

EduGradify assigns Columbia College Chicago a value grade of D — top 91% on real ROI nationally. The math: pay $26,598/yr, earn $42,195/yr ten years out, ROI score of 3.97. Exceptional Investment.

What financial aid is available at Columbia College Chicago?

46% of students receive federal Pell Grants (need-based federal aid). 55.5% take federal student loans. On average, students get $25,291 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Columbia College Chicago?

In-state tuition is $34,088 per year. Out-of-state tuition is $34,088 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Columbia College Chicago?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $20,924. Students from families earning over $110k pay about $36,436. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →