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Cost & ROI · 2026

Is College of Micronesia-FSM worth it?

Pay $6,789/yr after aid. Graduates earn a median of $24,651 ten years out — about 3.6× the annual cost. EduGradify value grade: B.

Net price $6,789 per year, after aid
Earnings 10y $24,651 median, post-enrollment
B Top 35% Exceptional Investment

The ROI math, in 30 seconds

$6,789 × 4 years = $27,156 total cost
$24,651 / year earned 10 years after enrolling
=
9.08 ROI score Grade B · Top 35% value

Benchmarks

College of Micronesia-FSM vs Federated States of Micronesia avg vs national avg

How this school stacks up against the typical Federated States of Micronesia college and the typical US college.

Metric College of Micronesia-FSM Federated States of Micronesia avg National avg
Avg net price $6,789 $6,789 $18,467
Median earnings 10y $24,651 $24,651 $50,834
Median debt $19,694
Graduation rate 34.1% 34.1% 49.9%
Acceptance rate 87.1% 87.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$6,747 per year
$30k – $48k Lower-middle
$7,903 per year
$48k – $75k Middle
per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $6,789 2026–2027
Year 2 $6,993 2027–2028
Year 3 $7,202 2028–2029
Year 4 $7,419 2029–2030
4-year total $28,403 net of expected aid

Sticker price (without aid) would run roughly $41,780 over four years. Most students get $3,656/yr in grants and scholarships.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median College of Micronesia-FSM grad earns about -$813,960 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$20,349 vs HS-only median
Career-long boost -$813,960 40-year horizon, today's dollars
Net of 4-year cost -$841,116 after paying $27,156 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about College of Micronesia-FSM

The average student at College of Micronesia-FSM pays $6,789 a year after grants and scholarships, against a $10,445 published sticker price. That is above the FM average net price of $6,789.

Ten years after entry, graduates earn a median of $24,651 — above the FM median of $24,651. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Frequently asked

Cost & ROI questions

What is the net price at College of Micronesia-FSM?

The average net price — what students actually pay after grants and scholarships — is $6,789 per year. That's $3,656/yr in financial aid against the $10,445 sticker price. Over four years, that adds up to roughly $27,156.

How much do College of Micronesia-FSM graduates earn?

Ten years after enrolling, College of Micronesia-FSM graduates earn a median of $24,651 per year — below the national average of $50,834. That's about 3.6× the annual net cost.

Is College of Micronesia-FSM worth the cost?

EduGradify assigns College of Micronesia-FSM a value grade of B — top 35% on real ROI nationally. The math: pay $6,789/yr, earn $24,651/yr ten years out, ROI score of 9.08. Exceptional Investment.

What financial aid is available at College of Micronesia-FSM?

79.3% of students receive federal Pell Grants (need-based federal aid). 0% take federal student loans. On average, students get $3,656 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at College of Micronesia-FSM?

In-state tuition is $5,050 per year. Out-of-state tuition is $5,050 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at College of Micronesia-FSM?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $6,747. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →