Cost & ROI · 2026
Is College of Biblical Studies-Houston worth it?
Pay $672/yr after aid. Graduates earn a median of $39,260 ten years out — about 58.4× the annual cost. EduGradify value grade: A+.
The ROI math, in 30 seconds
Benchmarks
College of Biblical Studies-Houston vs Texas avg vs national avg
How this school stacks up against the typical Texas college and the typical US college.
| Metric | College of Biblical Studies-Houston | Texas avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $672 | $16,183 | $18,467 |
| Median earnings 10y | ▼ $39,260 | $48,157 | $50,834 |
| Median debt | ▼ $25,570 | $18,050 | $19,694 |
| Graduation rate | ▼ 40% | 44.3% | 49.9% |
| Acceptance rate | — | 75% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $46,092 over four years. Most students get $10,851/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $25,570 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 65% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median College of Biblical Studies-Houston grad earns about -$229,600 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about College of Biblical Studies-Houston
The average student at College of Biblical Studies-Houston pays $672 a year after grants and scholarships, against a $11,523 published sticker price. That is below the TX average net price of $16,183.
Ten years after entry, graduates earn a median of $39,260 — below the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $25,570, roughly $278 a month on a standard ten-year plan — a moderate load at about 65% of one year's median earnings.
Frequently asked
Cost & ROI questions
What is the net price at College of Biblical Studies-Houston?
The average net price — what students actually pay after grants and scholarships — is $672 per year. That's $10,851/yr in financial aid against the $11,523 sticker price. Over four years, that adds up to roughly $2,688.
How much do College of Biblical Studies-Houston graduates earn?
Ten years after enrolling, College of Biblical Studies-Houston graduates earn a median of $39,260 per year — below the national average of $50,834. That's about 58.4× the annual net cost.
How much debt do College of Biblical Studies-Houston graduates take on?
Median federal loan debt at graduation is $25,570 — about $278/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 21.8% of students take federal loans.
Is College of Biblical Studies-Houston worth the cost?
EduGradify assigns College of Biblical Studies-Houston a value grade of A+ — top 1% on real ROI nationally. The math: pay $672/yr, earn $39,260/yr ten years out, ROI score of 146.06. Exceptional Investment.
What financial aid is available at College of Biblical Studies-Houston?
38.2% of students receive federal Pell Grants (need-based federal aid). 21.8% take federal student loans. On average, students get $10,851 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at College of Biblical Studies-Houston?
In-state tuition is $9,350 per year. Out-of-state tuition is $9,350 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at College of Biblical Studies-Houston?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $672. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →