Cost & ROI · 2026
Is Chamberlain University-North Carolina worth it?
Pay $38,436/yr after aid. Graduates earn a median of $92,405 ten years out — about 2.4× the annual cost. EduGradify value grade: C.
The ROI math, in 30 seconds
Benchmarks
Chamberlain University-North Carolina vs North Carolina avg vs national avg
How this school stacks up against the typical North Carolina college and the typical US college.
| Metric | Chamberlain University-North Carolina | North Carolina avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $38,436 | $15,844 | $18,467 |
| Median earnings 10y | ▲ $92,405 | $44,299 | $50,834 |
| Median debt | ▼ $20,919 | $21,832 | $19,694 |
| Graduation rate | — | 47.2% | 49.9% |
| Acceptance rate | ▲ 100% | 67.4% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $170,536 over four years. Most students get $4,198/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $20,919 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 23% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Chamberlain University-North Carolina grad earns about $1,896,200 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Chamberlain University-North Carolina
The average student at Chamberlain University-North Carolina pays $38,436 a year after grants and scholarships, against a $42,634 published sticker price. That is above the NC average net price of $15,844.
Ten years after entry, graduates earn a median of $92,405 — above the NC median of $44,299. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $20,919, roughly $227 a month on a standard ten-year plan — a manageable load at about 23% of one year's median earnings.
Smart alternatives
Cheaper North Carolina colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Chamberlain University-North Carolina.
Frequently asked
Cost & ROI questions
What is the net price at Chamberlain University-North Carolina?
The average net price — what students actually pay after grants and scholarships — is $38,436 per year. That's $4,198/yr in financial aid against the $42,634 sticker price. Over four years, that adds up to roughly $153,744.
How much do Chamberlain University-North Carolina graduates earn?
Ten years after enrolling, Chamberlain University-North Carolina graduates earn a median of $92,405 per year — above the national average of $50,834. That's about 2.4× the annual net cost.
How much debt do Chamberlain University-North Carolina graduates take on?
Median federal loan debt at graduation is $20,919 — about $227/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 81% of students take federal loans.
Is Chamberlain University-North Carolina worth the cost?
EduGradify assigns Chamberlain University-North Carolina a value grade of C — top 67% on real ROI nationally. The math: pay $38,436/yr, earn $92,405/yr ten years out, ROI score of 6.01. Exceptional Investment.
What financial aid is available at Chamberlain University-North Carolina?
43.5% of students receive federal Pell Grants (need-based federal aid). 81% take federal student loans. On average, students get $4,198 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Chamberlain University-North Carolina?
In-state tuition is $20,785 per year. Out-of-state tuition is $20,785 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Chamberlain University-North Carolina?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $34,239. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →