Cost & ROI · 2026
Is Central Yeshiva Tomchei Tmimim Lubavitz worth it?
Pay $21,437/yr after aid. Graduates earn a median of $35,023 ten years out — about 1.6× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
Central Yeshiva Tomchei Tmimim Lubavitz vs New York avg vs national avg
How this school stacks up against the typical New York college and the typical US college.
| Metric | Central Yeshiva Tomchei Tmimim Lubavitz | New York avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $21,437 | $20,287 | $18,467 |
| Median earnings 10y | ▼ $35,023 | $56,137 | $50,834 |
| Median debt | — | $18,844 | $19,694 |
| Graduation rate | ▼ 5.1% | 54.3% | 49.9% |
| Acceptance rate | ▲ 87.4% | 66.5% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $118,788 over four years. Most students get $8,260/yr in grants and scholarships.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Central Yeshiva Tomchei Tmimim Lubavitz grad earns about -$399,080 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Central Yeshiva Tomchei Tmimim Lubavitz
The average student at Central Yeshiva Tomchei Tmimim Lubavitz pays $21,437 a year after grants and scholarships, against a $29,697 published sticker price. That is above the NY average net price of $20,287.
Ten years after entry, graduates earn a median of $35,023 — below the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Smart alternatives
Cheaper New York colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Central Yeshiva Tomchei Tmimim Lubavitz.
New York, NY · Public CUNY Bernard M Baruch College A+ Frequently asked
Cost & ROI questions
What is the net price at Central Yeshiva Tomchei Tmimim Lubavitz?
The average net price — what students actually pay after grants and scholarships — is $21,437 per year. That's $8,260/yr in financial aid against the $29,697 sticker price. Over four years, that adds up to roughly $85,748.
How much do Central Yeshiva Tomchei Tmimim Lubavitz graduates earn?
Ten years after enrolling, Central Yeshiva Tomchei Tmimim Lubavitz graduates earn a median of $35,023 per year — below the national average of $50,834. That's about 1.6× the annual net cost.
Is Central Yeshiva Tomchei Tmimim Lubavitz worth the cost?
EduGradify assigns Central Yeshiva Tomchei Tmimim Lubavitz a value grade of D — top 90% on real ROI nationally. The math: pay $21,437/yr, earn $35,023/yr ten years out, ROI score of 4.08. Exceptional Investment.
What financial aid is available at Central Yeshiva Tomchei Tmimim Lubavitz?
64% of students receive federal Pell Grants (need-based federal aid). 0% take federal student loans. On average, students get $8,260 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Central Yeshiva Tomchei Tmimim Lubavitz?
In-state tuition is $8,400 per year. Out-of-state tuition is $8,400 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Central Yeshiva Tomchei Tmimim Lubavitz?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $20,648. Students from families earning over $110k pay about $24,662. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →