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Cost & ROI · 2026

Is Caribbean University-Carolina worth it?

Pay $5,791/yr after aid. Graduates earn a median of $22,842 ten years out — about 3.9× the annual cost. EduGradify value grade: B.

Net price $5,791 per year, after aid
Earnings 10y $22,842 median, post-enrollment
Median debt $10,500 ≈ $114/mo
B Top 30% Exceptional Investment

The ROI math, in 30 seconds

$5,791 × 4 years = $23,164 total cost
$22,842 / year earned 10 years after enrolling
=
9.86 ROI score Grade B · Top 30% value

Benchmarks

Caribbean University-Carolina vs Puerto Rico avg vs national avg

How this school stacks up against the typical Puerto Rico college and the typical US college.

Metric Caribbean University-Carolina Puerto Rico avg National avg
Avg net price $5,791 $8,636 $18,467
Median earnings 10y $22,842 $26,446 $50,834
Median debt $10,500 $9,412 $19,694
Graduation rate 44.4% 43.2% 49.9%
Acceptance rate 65.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
per year
$30k – $48k Lower-middle
$5,791 per year
$48k – $75k Middle
per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $5,791 2026–2027
Year 2 $5,965 2027–2028
Year 3 $6,144 2028–2029
Year 4 $6,328 2029–2030
4-year total $24,228 net of expected aid

Sticker price (without aid) would run roughly $42,840 over four years. Most students get $4,919/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $10,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $114/mo Total paid: $13,680
15-year extended $86/mo Total paid: $15,480
20-year extended $72/mo Total paid: $17,280

Debt-to-earnings: 46% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Caribbean University-Carolina grad earns about -$886,320 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$22,158 vs HS-only median
Career-long boost -$886,320 40-year horizon, today's dollars
Net of 4-year cost -$909,484 after paying $23,164 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Caribbean University-Carolina

The average student at Caribbean University-Carolina pays $5,791 a year after grants and scholarships, against a $10,710 published sticker price. That is below the PR average net price of $8,636.

Ten years after entry, graduates earn a median of $22,842 — below the PR median of $26,446. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $10,500, roughly $114 a month on a standard ten-year plan — a moderate load at about 46% of one year's median earnings.

Smart alternatives

Cheaper Puerto Rico colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Caribbean University-Carolina.

Frequently asked

Cost & ROI questions

What is the net price at Caribbean University-Carolina?

The average net price — what students actually pay after grants and scholarships — is $5,791 per year. That's $4,919/yr in financial aid against the $10,710 sticker price. Over four years, that adds up to roughly $23,164.

How much do Caribbean University-Carolina graduates earn?

Ten years after enrolling, Caribbean University-Carolina graduates earn a median of $22,842 per year — below the national average of $50,834. That's about 3.9× the annual net cost.

How much debt do Caribbean University-Carolina graduates take on?

Median federal loan debt at graduation is $10,500 — about $114/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 33.1% of students take federal loans.

Is Caribbean University-Carolina worth the cost?

EduGradify assigns Caribbean University-Carolina a value grade of B — top 30% on real ROI nationally. The math: pay $5,791/yr, earn $22,842/yr ten years out, ROI score of 9.86. Exceptional Investment.

What financial aid is available at Caribbean University-Carolina?

67.7% of students receive federal Pell Grants (need-based federal aid). 33.1% take federal student loans. On average, students get $4,919 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Caribbean University-Carolina?

In-state tuition is $8,844 per year. Out-of-state tuition is $8,844 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Caribbean University-Carolina?

Net price is income-adjusted — lower-income families typically pay much less. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →