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Cost & ROI · 2026

Is Bowdoin College worth it?

Pay $14,398/yr after aid. Graduates earn a median of $82,735 ten years out — about 5.7× the annual cost. EduGradify value grade: A.

Net price $14,398 per year, after aid
Earnings 10y $82,735 median, post-enrollment
Median debt $18,500 ≈ $201/mo
A Top 14% Exceptional Investment

The ROI math, in 30 seconds

$14,398 × 4 years = $57,592 total cost
$82,735 / year earned 10 years after enrolling
=
14.37 ROI score Grade A · Top 14% value

Benchmarks

Bowdoin College vs Maine avg vs national avg

How this school stacks up against the typical Maine college and the typical US college.

Metric Bowdoin College Maine avg National avg
Avg net price $14,398 $18,252 $18,467
Median earnings 10y $82,735 $51,501 $50,834
Median debt $18,500 $19,530 $19,694
Graduation rate 95.3% 52% 49.9%
Acceptance rate 7.1% 70.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$3,145 per year
$30k – $48k Lower-middle
$2,800 per year
$48k – $75k Middle
$9,007 per year
$75k – $110k Upper-middle
$13,801 per year
$110k+ High income
$35,196 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $14,398 2026–2027
Year 2 $14,830 2027–2028
Year 3 $15,275 2028–2029
Year 4 $15,733 2029–2030
4-year total $60,236 net of expected aid

Sticker price (without aid) would run roughly $340,400 over four years. Most students get $70,702/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $18,500 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $201/mo Total paid: $24,120
15-year extended $151/mo Total paid: $27,180
20-year extended $127/mo Total paid: $30,480

Debt-to-earnings: 22% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Bowdoin College grad earns about $1,509,400 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$37,735 vs HS-only median
Career-long boost $1,509,400 40-year horizon, today's dollars
Net of 4-year cost $1,451,808 after paying $57,592 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Bowdoin College

The average student at Bowdoin College pays $14,398 a year after grants and scholarships, against a $85,100 published sticker price. That is below the ME average net price of $18,252.

Ten years after entry, graduates earn a median of $82,735 — above the ME median of $51,501. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $18,500, roughly $201 a month on a standard ten-year plan — a manageable load at about 22% of one year's median earnings.

Frequently asked

Cost & ROI questions

What is the net price at Bowdoin College?

The average net price — what students actually pay after grants and scholarships — is $14,398 per year. That's $70,702/yr in financial aid against the $85,100 sticker price. Over four years, that adds up to roughly $57,592.

How much do Bowdoin College graduates earn?

Ten years after enrolling, Bowdoin College graduates earn a median of $82,735 per year — above the national average of $50,834. That's about 5.7× the annual net cost.

How much debt do Bowdoin College graduates take on?

Median federal loan debt at graduation is $18,500 — about $201/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 8.4% of students take federal loans.

Is Bowdoin College worth the cost?

EduGradify assigns Bowdoin College a value grade of A — top 14% on real ROI nationally. The math: pay $14,398/yr, earn $82,735/yr ten years out, ROI score of 14.37. Exceptional Investment.

What financial aid is available at Bowdoin College?

17.4% of students receive federal Pell Grants (need-based federal aid). 8.4% take federal student loans. On average, students get $70,702 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Bowdoin College?

In-state tuition is $67,832 per year. Out-of-state tuition is $67,832 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Bowdoin College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $3,145. Students from families earning over $110k pay about $35,196. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →