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Cost & ROI · 2026

Is Boricua College worth it?

Pay $15,245/yr after aid. Graduates earn a median of $35,348 ten years out — about 2.3× the annual cost. EduGradify value grade: C.

Net price $15,245 per year, after aid
Earnings 10y $35,348 median, post-enrollment
Median debt $6,733 ≈ $73/mo
C Top 70% Exceptional Investment

The ROI math, in 30 seconds

$15,245 × 4 years = $60,980 total cost
$35,348 / year earned 10 years after enrolling
=
5.80 ROI score Grade C · Top 70% value

Benchmarks

Boricua College vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric Boricua College New York avg National avg
Avg net price $15,245 $20,287 $18,467
Median earnings 10y $35,348 $56,137 $50,834
Median debt $6,733 $18,844 $19,694
Graduation rate 80.6% 54.3% 49.9%
Acceptance rate 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$14,809 per year
$30k – $48k Lower-middle
$13,907 per year
$48k – $75k Middle
$23,253 per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $15,245 2026–2027
Year 2 $15,702 2027–2028
Year 3 $16,173 2028–2029
Year 4 $16,659 2029–2030
4-year total $63,779 net of expected aid

Sticker price (without aid) would run roughly $96,852 over four years. Most students get $8,968/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $6,733 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $73/mo Total paid: $8,760
15-year extended $55/mo Total paid: $9,900
20-year extended $46/mo Total paid: $11,040

Debt-to-earnings: 19% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Boricua College grad earns about -$386,080 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$9,652 vs HS-only median
Career-long boost -$386,080 40-year horizon, today's dollars
Net of 4-year cost -$447,060 after paying $60,980 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Boricua College

The average student at Boricua College pays $15,245 a year after grants and scholarships, against a $24,213 published sticker price. That is below the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $35,348 — below the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $6,733, roughly $73 a month on a standard ten-year plan — a manageable load at about 19% of one year's median earnings.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Boricua College.

Frequently asked

Cost & ROI questions

What is the net price at Boricua College?

The average net price — what students actually pay after grants and scholarships — is $15,245 per year. That's $8,968/yr in financial aid against the $24,213 sticker price. Over four years, that adds up to roughly $60,980.

How much do Boricua College graduates earn?

Ten years after enrolling, Boricua College graduates earn a median of $35,348 per year — below the national average of $50,834. That's about 2.3× the annual net cost.

How much debt do Boricua College graduates take on?

Median federal loan debt at graduation is $6,733 — about $73/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 13.7% of students take federal loans.

Is Boricua College worth the cost?

EduGradify assigns Boricua College a value grade of C — top 70% on real ROI nationally. The math: pay $15,245/yr, earn $35,348/yr ten years out, ROI score of 5.80. Exceptional Investment.

What financial aid is available at Boricua College?

86% of students receive federal Pell Grants (need-based federal aid). 13.7% take federal student loans. On average, students get $8,968 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Boricua College?

In-state tuition is $13,025 per year. Out-of-state tuition is $13,025 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Boricua College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $14,809. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →