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Cost & ROI · 2026

Is Blue Mountain Christian University worth it?

Pay $24,016/yr after aid. Graduates earn a median of $40,421 ten years out — about 1.7× the annual cost. EduGradify value grade: D.

Net price $24,016 per year, after aid
Earnings 10y $40,421 median, post-enrollment
Median debt $18,534 ≈ $201/mo
D Top 90% Exceptional Investment

The ROI math, in 30 seconds

$24,016 × 4 years = $96,064 total cost
$40,421 / year earned 10 years after enrolling
=
4.21 ROI score Grade D · Top 90% value

Benchmarks

Blue Mountain Christian University vs Mississippi avg vs national avg

How this school stacks up against the typical Mississippi college and the typical US college.

Metric Blue Mountain Christian University Mississippi avg National avg
Avg net price $24,016 $11,576 $18,467
Median earnings 10y $40,421 $37,466 $50,834
Median debt $18,534 $16,790 $19,694
Graduation rate 54.8% 47.1% 49.9%
Acceptance rate 89% 73.4% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$23,112 per year
$30k – $48k Lower-middle
$23,791 per year
$48k – $75k Middle
$24,721 per year
$75k – $110k Upper-middle
$26,722 per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $24,016 2026–2027
Year 2 $24,736 2027–2028
Year 3 $25,479 2028–2029
Year 4 $26,243 2029–2030
4-year total $100,474 net of expected aid

Sticker price (without aid) would run roughly $132,788 over four years. Most students get $9,181/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $18,534 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $201/mo Total paid: $24,120
15-year extended $151/mo Total paid: $27,180
20-year extended $127/mo Total paid: $30,480

Debt-to-earnings: 46% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Blue Mountain Christian University grad earns about -$183,160 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$4,579 vs HS-only median
Career-long boost -$183,160 40-year horizon, today's dollars
Net of 4-year cost -$279,224 after paying $96,064 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Blue Mountain Christian University

The average student at Blue Mountain Christian University pays $24,016 a year after grants and scholarships, against a $33,197 published sticker price. That is above the MS average net price of $11,576.

Ten years after entry, graduates earn a median of $40,421 — above the MS median of $37,466. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $18,534, roughly $201 a month on a standard ten-year plan — a moderate load at about 46% of one year's median earnings.

Smart alternatives

Cheaper Mississippi colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Blue Mountain Christian University.

Frequently asked

Cost & ROI questions

What is the net price at Blue Mountain Christian University?

The average net price — what students actually pay after grants and scholarships — is $24,016 per year. That's $9,181/yr in financial aid against the $33,197 sticker price. Over four years, that adds up to roughly $96,064.

How much do Blue Mountain Christian University graduates earn?

Ten years after enrolling, Blue Mountain Christian University graduates earn a median of $40,421 per year — below the national average of $50,834. That's about 1.7× the annual net cost.

How much debt do Blue Mountain Christian University graduates take on?

Median federal loan debt at graduation is $18,534 — about $201/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 50.1% of students take federal loans.

Is Blue Mountain Christian University worth the cost?

EduGradify assigns Blue Mountain Christian University a value grade of D — top 90% on real ROI nationally. The math: pay $24,016/yr, earn $40,421/yr ten years out, ROI score of 4.21. Exceptional Investment.

What financial aid is available at Blue Mountain Christian University?

28.8% of students receive federal Pell Grants (need-based federal aid). 50.1% take federal student loans. On average, students get $9,181 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Blue Mountain Christian University?

In-state tuition is $20,180 per year. Out-of-state tuition is $20,180 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Blue Mountain Christian University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $23,112. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →