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Cost & ROI · 2026

Is Bethune-Cookman University worth it?

Pay $12,030/yr after aid. Graduates earn a median of $38,518 ten years out — about 3.2× the annual cost. EduGradify value grade: B.

Net price $12,030 per year, after aid
Earnings 10y $38,518 median, post-enrollment
Median debt $31,000 ≈ $336/mo
B Top 45% Exceptional Investment

The ROI math, in 30 seconds

$12,030 × 4 years = $48,120 total cost
$38,518 / year earned 10 years after enrolling
=
8.00 ROI score Grade B · Top 45% value

Benchmarks

Bethune-Cookman University vs Florida avg vs national avg

How this school stacks up against the typical Florida college and the typical US college.

Metric Bethune-Cookman University Florida avg National avg
Avg net price $12,030 $20,569 $18,467
Median earnings 10y $38,518 $47,387 $50,834
Median debt $31,000 $19,202 $19,694
Graduation rate 30.5% 52% 49.9%
Acceptance rate 88.2% 65.9% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,896 per year
$30k – $48k Lower-middle
$11,487 per year
$48k – $75k Middle
$14,346 per year
$75k – $110k Upper-middle
$17,882 per year
$110k+ High income
$18,654 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $12,030 2026–2027
Year 2 $12,391 2027–2028
Year 3 $12,763 2028–2029
Year 4 $13,146 2029–2030
4-year total $50,330 net of expected aid

Sticker price (without aid) would run roughly $119,056 over four years. Most students get $17,734/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $31,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $336/mo Total paid: $40,320
15-year extended $253/mo Total paid: $45,540
20-year extended $213/mo Total paid: $51,120

Debt-to-earnings: 80% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Bethune-Cookman University grad earns about -$259,280 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$6,482 vs HS-only median
Career-long boost -$259,280 40-year horizon, today's dollars
Net of 4-year cost -$307,400 after paying $48,120 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Bethune-Cookman University

The average student at Bethune-Cookman University pays $12,030 a year after grants and scholarships, against a $29,764 published sticker price. That is below the FL average net price of $20,569.

Ten years after entry, graduates earn a median of $38,518 — below the FL median of $47,387. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $31,000, roughly $336 a month on a standard ten-year plan — a heavy load at about 80% of one year's median earnings.

Smart alternatives

Cheaper Florida colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Bethune-Cookman University.

Frequently asked

Cost & ROI questions

What is the net price at Bethune-Cookman University?

The average net price — what students actually pay after grants and scholarships — is $12,030 per year. That's $17,734/yr in financial aid against the $29,764 sticker price. Over four years, that adds up to roughly $48,120.

How much do Bethune-Cookman University graduates earn?

Ten years after enrolling, Bethune-Cookman University graduates earn a median of $38,518 per year — below the national average of $50,834. That's about 3.2× the annual net cost.

How much debt do Bethune-Cookman University graduates take on?

Median federal loan debt at graduation is $31,000 — about $336/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 82% of students take federal loans.

Is Bethune-Cookman University worth the cost?

EduGradify assigns Bethune-Cookman University a value grade of B — top 45% on real ROI nationally. The math: pay $12,030/yr, earn $38,518/yr ten years out, ROI score of 8.00. Exceptional Investment.

What financial aid is available at Bethune-Cookman University?

78.3% of students receive federal Pell Grants (need-based federal aid). 82% take federal student loans. On average, students get $17,734 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Bethune-Cookman University?

In-state tuition is $14,794 per year. Out-of-state tuition is $14,794 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Bethune-Cookman University?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,896. Students from families earning over $110k pay about $18,654. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →