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Cost & ROI · 2026

Is Belmont College worth it?

Pay $6,995/yr after aid. Graduates earn a median of $35,329 ten years out — about 5.1× the annual cost. EduGradify value grade: A.

Net price $6,995 per year, after aid
Earnings 10y $35,329 median, post-enrollment
Median debt $8,747 ≈ $95/mo
A Top 18% Exceptional Investment

The ROI math, in 30 seconds

$6,995 × 4 years = $27,980 total cost
$35,329 / year earned 10 years after enrolling
=
12.63 ROI score Grade A · Top 18% value

Benchmarks

Belmont College vs Ohio avg vs national avg

How this school stacks up against the typical Ohio college and the typical US college.

Metric Belmont College Ohio avg National avg
Avg net price $6,995 $19,055 $18,467
Median earnings 10y $35,329 $50,599 $50,834
Median debt $8,747 $21,844 $19,694
Graduation rate 42.6% 47.3% 49.9%
Acceptance rate 72.8% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$5,903 per year
$30k – $48k Lower-middle
$5,905 per year
$48k – $75k Middle
$7,617 per year
$75k – $110k Upper-middle
$9,213 per year
$110k+ High income
$8,831 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $6,995 2026–2027
Year 2 $7,205 2027–2028
Year 3 $7,421 2028–2029
Year 4 $7,644 2029–2030
4-year total $29,265 net of expected aid

Sticker price (without aid) would run roughly $50,720 over four years. Most students get $5,685/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $8,747 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $95/mo Total paid: $11,400
15-year extended $71/mo Total paid: $12,780
20-year extended $60/mo Total paid: $14,400

Debt-to-earnings: 25% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Belmont College grad earns about -$386,840 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$9,671 vs HS-only median
Career-long boost -$386,840 40-year horizon, today's dollars
Net of 4-year cost -$414,820 after paying $27,980 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Belmont College

The average student at Belmont College pays $6,995 a year after grants and scholarships, against a $12,680 published sticker price. That is below the OH average net price of $19,055.

Ten years after entry, graduates earn a median of $35,329 — below the OH median of $50,599. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $8,747, roughly $95 a month on a standard ten-year plan — a manageable load at about 25% of one year's median earnings.

Smart alternatives

Cheaper Ohio colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Belmont College.

Frequently asked

Cost & ROI questions

What is the net price at Belmont College?

The average net price — what students actually pay after grants and scholarships — is $6,995 per year. That's $5,685/yr in financial aid against the $12,680 sticker price. Over four years, that adds up to roughly $27,980.

How much do Belmont College graduates earn?

Ten years after enrolling, Belmont College graduates earn a median of $35,329 per year — below the national average of $50,834. That's about 5.1× the annual net cost.

How much debt do Belmont College graduates take on?

Median federal loan debt at graduation is $8,747 — about $95/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 14.4% of students take federal loans.

Is Belmont College worth the cost?

EduGradify assigns Belmont College a value grade of A — top 18% on real ROI nationally. The math: pay $6,995/yr, earn $35,329/yr ten years out, ROI score of 12.63. Exceptional Investment.

What financial aid is available at Belmont College?

27.1% of students receive federal Pell Grants (need-based federal aid). 14.4% take federal student loans. On average, students get $5,685 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Belmont College?

In-state tuition is $4,698 per year. Out-of-state tuition is $7,200 per year — a difference of $2,502/yr or $10,008 over four years.

How does net price change with family income at Belmont College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $5,903. Students from families earning over $110k pay about $8,831. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →