Cost & ROI · 2026
Is Auburn University at Montgomery worth it?
Pay $13,224/yr after aid. Graduates earn a median of $44,391 ten years out — about 3.4× the annual cost. EduGradify value grade: B.
The ROI math, in 30 seconds
Benchmarks
Auburn University at Montgomery vs Alabama avg vs national avg
How this school stacks up against the typical Alabama college and the typical US college.
| Metric | Auburn University at Montgomery | Alabama avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $13,224 | $17,577 | $18,467 |
| Median earnings 10y | ▼ $44,391 | $45,434 | $50,834 |
| Median debt | ▼ $25,000 | $22,953 | $19,694 |
| Graduation rate | ▼ 32.6% | 43.7% | 49.9% |
| Acceptance rate | ▲ 91.6% | 73.8% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $85,412 over four years. Most students get $8,129/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $25,000 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 56% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Auburn University at Montgomery grad earns about -$24,360 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Auburn University at Montgomery
The average student at Auburn University at Montgomery pays $13,224 a year after grants and scholarships, against a $21,353 published sticker price. That is below the AL average net price of $17,577.
Ten years after entry, graduates earn a median of $44,391 — below the AL median of $45,434. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $25,000, roughly $271 a month on a standard ten-year plan — a moderate load at about 56% of one year's median earnings.
Smart alternatives
Cheaper Alabama colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Auburn University at Montgomery.
Frequently asked
Cost & ROI questions
What is the net price at Auburn University at Montgomery?
The average net price — what students actually pay after grants and scholarships — is $13,224 per year. That's $8,129/yr in financial aid against the $21,353 sticker price. Over four years, that adds up to roughly $52,896.
How much do Auburn University at Montgomery graduates earn?
Ten years after enrolling, Auburn University at Montgomery graduates earn a median of $44,391 per year — below the national average of $50,834. That's about 3.4× the annual net cost.
How much debt do Auburn University at Montgomery graduates take on?
Median federal loan debt at graduation is $25,000 — about $271/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 42.5% of students take federal loans.
Is Auburn University at Montgomery worth the cost?
EduGradify assigns Auburn University at Montgomery a value grade of B — top 41% on real ROI nationally. The math: pay $13,224/yr, earn $44,391/yr ten years out, ROI score of 8.39. Exceptional Investment.
What financial aid is available at Auburn University at Montgomery?
42.4% of students receive federal Pell Grants (need-based federal aid). 42.5% take federal student loans. On average, students get $8,129 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Auburn University at Montgomery?
In-state tuition is $9,700 per year. Out-of-state tuition is $20,668 per year — a difference of $10,968/yr or $43,872 over four years.
How does net price change with family income at Auburn University at Montgomery?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $11,706. Students from families earning over $110k pay about $16,117. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →