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Cost & ROI · 2026

Is ATA College worth it?

Pay $25,951/yr after aid. Graduates earn a median of $40,823 ten years out — about 1.6× the annual cost. EduGradify value grade: D.

Net price $25,951 per year, after aid
Earnings 10y $40,823 median, post-enrollment
Median debt $21,308 ≈ $231/mo
D Top 92% Exceptional Investment

The ROI math, in 30 seconds

$25,951 × 4 years = $103,804 total cost
$40,823 / year earned 10 years after enrolling
=
3.93 ROI score Grade D · Top 92% value

Benchmarks

ATA College vs Oklahoma avg vs national avg

How this school stacks up against the typical Oklahoma college and the typical US college.

Metric ATA College Oklahoma avg National avg
Avg net price $25,951 $14,589 $18,467
Median earnings 10y $40,823 $44,156 $50,834
Median debt $21,308 $17,509 $19,694
Graduation rate 33.3% 39.3% 49.9%
Acceptance rate 74.6% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$25,841 per year
$30k – $48k Lower-middle
$25,778 per year
$48k – $75k Middle
$28,626 per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $25,951 2026–2027
Year 2 $26,730 2027–2028
Year 3 $27,531 2028–2029
Year 4 $28,357 2029–2030
4-year total $108,569 net of expected aid

Sticker price (without aid) would run roughly $123,620 over four years. Most students get $4,954/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $21,308 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $231/mo Total paid: $27,720
15-year extended $174/mo Total paid: $31,320
20-year extended $147/mo Total paid: $35,280

Debt-to-earnings: 52% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median ATA College grad earns about -$167,080 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +-$4,177 vs HS-only median
Career-long boost -$167,080 40-year horizon, today's dollars
Net of 4-year cost -$270,884 after paying $103,804 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about ATA College

The average student at ATA College pays $25,951 a year after grants and scholarships, against a $30,905 published sticker price. That is above the OK average net price of $14,589.

Ten years after entry, graduates earn a median of $40,823 — below the OK median of $44,156. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $21,308, roughly $231 a month on a standard ten-year plan — a moderate load at about 52% of one year's median earnings.

Smart alternatives

Cheaper Oklahoma colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of ATA College.

Frequently asked

Cost & ROI questions

What is the net price at ATA College?

The average net price — what students actually pay after grants and scholarships — is $25,951 per year. That's $4,954/yr in financial aid against the $30,905 sticker price. Over four years, that adds up to roughly $103,804.

How much do ATA College graduates earn?

Ten years after enrolling, ATA College graduates earn a median of $40,823 per year — below the national average of $50,834. That's about 1.6× the annual net cost.

How much debt do ATA College graduates take on?

Median federal loan debt at graduation is $21,308 — about $231/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 86% of students take federal loans.

Is ATA College worth the cost?

EduGradify assigns ATA College a value grade of D — top 92% on real ROI nationally. The math: pay $25,951/yr, earn $40,823/yr ten years out, ROI score of 3.93. Exceptional Investment.

What financial aid is available at ATA College?

77% of students receive federal Pell Grants (need-based federal aid). 86% take federal student loans. On average, students get $4,954 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at ATA College?

In-state tuition is $18,850 per year. Out-of-state tuition is $18,850 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at ATA College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $25,841. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →