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Cost & ROI · 2026

Is Aquinas College worth it?

Pay $16,626/yr after aid. Graduates earn a median of $49,584 ten years out — about 3.0× the annual cost. EduGradify value grade: B.

Net price $16,626 per year, after aid
Earnings 10y $49,584 median, post-enrollment
Median debt $23,000 ≈ $250/mo
B Top 50% Exceptional Investment

The ROI math, in 30 seconds

$16,626 × 4 years = $66,504 total cost
$49,584 / year earned 10 years after enrolling
=
7.46 ROI score Grade B · Top 50% value

Benchmarks

Aquinas College vs Michigan avg vs national avg

How this school stacks up against the typical Michigan college and the typical US college.

Metric Aquinas College Michigan avg National avg
Avg net price $16,626 $13,966 $18,467
Median earnings 10y $49,584 $48,889 $50,834
Median debt $23,000 $19,178 $19,694
Graduation rate 65.4% 47.4% 49.9%
Acceptance rate 89.9% 77.1% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$10,725 per year
$30k – $48k Lower-middle
$11,222 per year
$48k – $75k Middle
$13,594 per year
$75k – $110k Upper-middle
$15,468 per year
$110k+ High income
$21,093 per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $16,626 2026–2027
Year 2 $17,125 2027–2028
Year 3 $17,639 2028–2029
Year 4 $18,168 2029–2030
4-year total $69,558 net of expected aid

Sticker price (without aid) would run roughly $206,608 over four years. Most students get $35,026/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $23,000 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $250/mo Total paid: $30,000
15-year extended $188/mo Total paid: $33,840
20-year extended $158/mo Total paid: $37,920

Debt-to-earnings: 46% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median Aquinas College grad earns about $183,360 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$4,584 vs HS-only median
Career-long boost $183,360 40-year horizon, today's dollars
Net of 4-year cost $116,856 after paying $66,504 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about Aquinas College

The average student at Aquinas College pays $16,626 a year after grants and scholarships, against a $51,652 published sticker price. That is above the MI average net price of $13,966.

Ten years after entry, graduates earn a median of $49,584 — above the MI median of $48,889. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $23,000, roughly $250 a month on a standard ten-year plan — a moderate load at about 46% of one year's median earnings.

Smart alternatives

Cheaper Michigan colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of Aquinas College.

Frequently asked

Cost & ROI questions

What is the net price at Aquinas College?

The average net price — what students actually pay after grants and scholarships — is $16,626 per year. That's $35,026/yr in financial aid against the $51,652 sticker price. Over four years, that adds up to roughly $66,504.

How much do Aquinas College graduates earn?

Ten years after enrolling, Aquinas College graduates earn a median of $49,584 per year — below the national average of $50,834. That's about 3.0× the annual net cost.

How much debt do Aquinas College graduates take on?

Median federal loan debt at graduation is $23,000 — about $250/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 68.8% of students take federal loans.

Is Aquinas College worth the cost?

EduGradify assigns Aquinas College a value grade of B — top 50% on real ROI nationally. The math: pay $16,626/yr, earn $49,584/yr ten years out, ROI score of 7.46. Exceptional Investment.

What financial aid is available at Aquinas College?

23.9% of students receive federal Pell Grants (need-based federal aid). 68.8% take federal student loans. On average, students get $35,026 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at Aquinas College?

In-state tuition is $40,218 per year. Out-of-state tuition is $40,218 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at Aquinas College?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $10,725. Students from families earning over $110k pay about $21,093. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →