Cost & ROI · 2026
Is American National University-Louisville worth it?
Pay $17,010/yr after aid. Graduates earn a median of $28,188 ten years out — about 1.7× the annual cost. EduGradify value grade: D.
The ROI math, in 30 seconds
Benchmarks
American National University-Louisville vs Kentucky avg vs national avg
How this school stacks up against the typical Kentucky college and the typical US college.
| Metric | American National University-Louisville | Kentucky avg | National avg |
|---|---|---|---|
| Avg net price | ▲ $17,010 | $17,488 | $18,467 |
| Median earnings 10y | ▼ $28,188 | $46,109 | $50,834 |
| Median debt | ▼ $23,618 | $22,146 | $19,694 |
| Graduation rate | ▲ 50% | 52% | 49.9% |
| Acceptance rate | — | 77.6% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $101,424 over four years. Most students get $8,346/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $23,618 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 84% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're below the recommended ceiling.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median American National University-Louisville grad earns about -$672,480 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about American National University-Louisville
The average student at American National University-Louisville pays $17,010 a year after grants and scholarships, against a $25,356 published sticker price. That is below the KY average net price of $17,488.
Ten years after entry, graduates earn a median of $28,188 — below the KY median of $46,109. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $23,618, roughly $256 a month on a standard ten-year plan — a heavy load at about 84% of one year's median earnings.
Smart alternatives
Cheaper Kentucky colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of American National University-Louisville.
Berea, KY · Private Non-Profit Berea College A+ 
Owensboro, KY · Private Non-Profit Brescia University A Frequently asked
Cost & ROI questions
What is the net price at American National University-Louisville?
The average net price — what students actually pay after grants and scholarships — is $17,010 per year. That's $8,346/yr in financial aid against the $25,356 sticker price. Over four years, that adds up to roughly $68,040.
How much do American National University-Louisville graduates earn?
Ten years after enrolling, American National University-Louisville graduates earn a median of $28,188 per year — below the national average of $50,834. That's about 1.7× the annual net cost.
How much debt do American National University-Louisville graduates take on?
Median federal loan debt at graduation is $23,618 — about $256/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 82.9% of students take federal loans.
Is American National University-Louisville worth the cost?
EduGradify assigns American National University-Louisville a value grade of D — top 90% on real ROI nationally. The math: pay $17,010/yr, earn $28,188/yr ten years out, ROI score of 4.14. Exceptional Investment.
What financial aid is available at American National University-Louisville?
77.1% of students receive federal Pell Grants (need-based federal aid). 82.9% take federal student loans. On average, students get $8,346 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at American National University-Louisville?
In-state tuition is $12,456 per year. Out-of-state tuition is $12,456 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at American National University-Louisville?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $16,977. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →