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Cost & ROI · 2026

Is American Academy McAllister Institute of Funeral Service worth it?

Pay $22,872/yr after aid. Graduates earn a median of $54,695 ten years out — about 2.4× the annual cost. EduGradify value grade: C.

Net price $22,872 per year, after aid
Earnings 10y $54,695 median, post-enrollment
Median debt $21,150 ≈ $230/mo
C Top 67% Exceptional Investment

The ROI math, in 30 seconds

$22,872 × 4 years = $91,488 total cost
$54,695 / year earned 10 years after enrolling
=
5.98 ROI score Grade C · Top 67% value

Benchmarks

American Academy McAllister Institute of Funeral Service vs New York avg vs national avg

How this school stacks up against the typical New York college and the typical US college.

Metric American Academy McAllister Institute of Funeral Service New York avg National avg
Avg net price $22,872 $20,287 $18,467
Median earnings 10y $54,695 $56,137 $50,834
Median debt $21,150 $18,844 $19,694
Graduation rate 25% 54.3% 49.9%
Acceptance rate 66.5% 72.3%

Hidden cost

What you actually pay, by family income

Net price after grants and scholarships changes a lot depending on family income. Find your bracket.

$0 – $30k Low income
$19,506 per year
$30k – $48k Lower-middle
$22,331 per year
$48k – $75k Middle
$26,418 per year
$75k – $110k Upper-middle
per year
$110k+ High income
per year

Total cost

4-year cost projection

Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.

Year 1 $22,872 2026–2027
Year 2 $23,558 2027–2028
Year 3 $24,265 2028–2029
Year 4 $24,993 2029–2030
4-year total $95,688 net of expected aid

Sticker price (without aid) would run roughly $105,672 over four years. Most students get $3,546/yr in grants and scholarships.

Debt math

Loan repayment scenarios

If you borrow the median $21,150 at a 6.5% federal rate, here's what each repayment plan looks like.

10-year standard plan $230/mo Total paid: $27,600
15-year extended $173/mo Total paid: $31,140
20-year extended $145/mo Total paid: $34,800

Debt-to-earnings: 39% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.

Lifetime impact

Lifetime earnings boost vs no degree

Over a typical 40-year career, the median American Academy McAllister Institute of Funeral Service grad earns about $387,800 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).

Annual earnings advantage +$9,695 vs HS-only median
Career-long boost $387,800 40-year horizon, today's dollars
Net of 4-year cost $296,312 after paying $91,488 for the degree

Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.

The verdict

What the numbers say about American Academy McAllister Institute of Funeral Service

The average student at American Academy McAllister Institute of Funeral Service pays $22,872 a year after grants and scholarships, against a $26,418 published sticker price. That is above the NY average net price of $20,287.

Ten years after entry, graduates earn a median of $54,695 — below the NY median of $56,137. Weighed against what students actually pay, EduGradify models this as an exceptional investment.

Typical graduates borrow about $21,150, roughly $230 a month on a standard ten-year plan — a manageable load at about 39% of one year's median earnings.

Smart alternatives

Cheaper New York colleges with comparable outcomes

Same state, at least 20% lower net price, with earnings within reach of American Academy McAllister Institute of Funeral Service.

Frequently asked

Cost & ROI questions

What is the net price at American Academy McAllister Institute of Funeral Service?

The average net price — what students actually pay after grants and scholarships — is $22,872 per year. That's $3,546/yr in financial aid against the $26,418 sticker price. Over four years, that adds up to roughly $91,488.

How much do American Academy McAllister Institute of Funeral Service graduates earn?

Ten years after enrolling, American Academy McAllister Institute of Funeral Service graduates earn a median of $54,695 per year — above the national average of $50,834. That's about 2.4× the annual net cost.

How much debt do American Academy McAllister Institute of Funeral Service graduates take on?

Median federal loan debt at graduation is $21,150 — about $230/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 53.6% of students take federal loans.

Is American Academy McAllister Institute of Funeral Service worth the cost?

EduGradify assigns American Academy McAllister Institute of Funeral Service a value grade of C — top 67% on real ROI nationally. The math: pay $22,872/yr, earn $54,695/yr ten years out, ROI score of 5.98. Exceptional Investment.

What financial aid is available at American Academy McAllister Institute of Funeral Service?

33.7% of students receive federal Pell Grants (need-based federal aid). 53.6% take federal student loans. On average, students get $3,546 per year in grants and scholarships off the sticker price.

What's the difference between in-state and out-of-state tuition at American Academy McAllister Institute of Funeral Service?

In-state tuition is $20,018 per year. Out-of-state tuition is $20,018 per year — a difference of $0/yr or $0 over four years.

How does net price change with family income at American Academy McAllister Institute of Funeral Service?

Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $19,506. See the chart below for all five income bands.

How we calculate ROI

Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →