Cost & ROI · 2026
Is Abilene Christian University-Undergraduate Online worth it?
Pay $23,698/yr after aid. Graduates earn a median of $55,736 ten years out — about 2.4× the annual cost. EduGradify value grade: C.
The ROI math, in 30 seconds
Benchmarks
Abilene Christian University-Undergraduate Online vs Texas avg vs national avg
How this school stacks up against the typical Texas college and the typical US college.
| Metric | Abilene Christian University-Undergraduate Online | Texas avg | National avg |
|---|---|---|---|
| Avg net price | ▼ $23,698 | $16,183 | $18,467 |
| Median earnings 10y | ▲ $55,736 | $48,157 | $50,834 |
| Median debt | ▼ $24,250 | $18,050 | $19,694 |
| Graduation rate | — | 44.3% | 49.9% |
| Acceptance rate | ▲ 100% | 75% | 72.3% |
Hidden cost
What you actually pay, by family income
Net price after grants and scholarships changes a lot depending on family income. Find your bracket.
Total cost
4-year cost projection
Estimated net price each year through graduation, assuming a typical 3% annual tuition increase.
Sticker price (without aid) would run roughly $121,180 over four years. Most students get $6,597/yr in grants and scholarships.
Debt math
Loan repayment scenarios
If you borrow the median $24,250 at a 6.5% federal rate, here's what each repayment plan looks like.
Debt-to-earnings: 44% of one year's median pay. Financial advisors recommend keeping student debt under 100% of expected first-year salary. You're well below that threshold.
Lifetime impact
Lifetime earnings boost vs no degree
Over a typical 40-year career, the median Abilene Christian University-Undergraduate Online grad earns about $429,440 more than a high school graduate (assuming HS median ≈ $45k/yr, BLS).
Caveat: this is a population median, not a guarantee. Actual outcomes vary widely by major, career path, and individual choices. We're showing the median to set realistic expectations.
The verdict
What the numbers say about Abilene Christian University-Undergraduate Online
The average student at Abilene Christian University-Undergraduate Online pays $23,698 a year after grants and scholarships, against a $30,295 published sticker price. That is above the TX average net price of $16,183.
Ten years after entry, graduates earn a median of $55,736 — above the TX median of $48,157. Weighed against what students actually pay, EduGradify models this as an exceptional investment.
Typical graduates borrow about $24,250, roughly $263 a month on a standard ten-year plan — a moderate load at about 44% of one year's median earnings.
Smart alternatives
Cheaper Texas colleges with comparable outcomes
Same state, at least 20% lower net price, with earnings within reach of Abilene Christian University-Undergraduate Online.
Houston, TX · Private Non-Profit Rice University A+ 
El Paso, TX · Public The University of Texas at El Paso A Frequently asked
Cost & ROI questions
What is the net price at Abilene Christian University-Undergraduate Online?
The average net price — what students actually pay after grants and scholarships — is $23,698 per year. That's $6,597/yr in financial aid against the $30,295 sticker price. Over four years, that adds up to roughly $94,792.
How much do Abilene Christian University-Undergraduate Online graduates earn?
Ten years after enrolling, Abilene Christian University-Undergraduate Online graduates earn a median of $55,736 per year — above the national average of $50,834. That's about 2.4× the annual net cost.
How much debt do Abilene Christian University-Undergraduate Online graduates take on?
Median federal loan debt at graduation is $24,250 — about $263/month on a standard 10-year repayment plan (assuming a 6.5% federal rate). 80% of students take federal loans.
Is Abilene Christian University-Undergraduate Online worth the cost?
EduGradify assigns Abilene Christian University-Undergraduate Online a value grade of C — top 69% on real ROI nationally. The math: pay $23,698/yr, earn $55,736/yr ten years out, ROI score of 5.88. Exceptional Investment.
What financial aid is available at Abilene Christian University-Undergraduate Online?
70.9% of students receive federal Pell Grants (need-based federal aid). 80% take federal student loans. On average, students get $6,597 per year in grants and scholarships off the sticker price.
What's the difference between in-state and out-of-state tuition at Abilene Christian University-Undergraduate Online?
In-state tuition is $14,520 per year. Out-of-state tuition is $14,520 per year — a difference of $0/yr or $0 over four years.
How does net price change with family income at Abilene Christian University-Undergraduate Online?
Net price is income-adjusted — lower-income families typically pay much less. Students from families earning under $30k pay about $24,283. See the chart below for all five income bands.
How we calculate ROI
Every number on this page comes from the U.S. Department of Education College Scorecard. ROI score = (median earnings 10 years out × 10) / (avg net price × 4). The higher the ratio, the more graduates earn per dollar invested. We then percentile-rank every US college on that score to assign letter grades A+ through D. Read the full methodology →